LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,797
−HK$2,684/mo
▼ 0.25% · 3.875%
HK$44,129
−HK$1,352/mo
Today · 4.125%
HK$45,481
baseline
▲ 0.50% · 4.625%
HK$48,249
+HK$2,768/mo
Deposit HK$9.38M · loan HK$9.38M · min. income ≈ HK$90,962/mo (50% DSR)
Upfront cash ≈ HK$10.09M (deposit + AVD stamp duty HK$703,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,612
−HK$2,572/mo
▼ 0.25% · 3.875%
HK$48,889
−HK$1,295/mo
Today · 4.125%
HK$50,184
baseline
▲ 0.50% · 4.625%
HK$52,829
+HK$2,645/mo
Deposit HK$9.38M · loan HK$9.38M · min. income ≈ HK$100,368/mo (50% DSR)
Upfront cash ≈ HK$10.09M (deposit + AVD stamp duty HK$703,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,357
−HK$3,220/mo
▼ 0.25% · 3.875%
HK$52,954
−HK$1,623/mo
Today · 4.125%
HK$54,577
baseline
▲ 0.50% · 4.625%
HK$57,898
+HK$3,321/mo
Deposit HK$7.51M · loan HK$11.26M · min. income ≈ HK$109,154/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$703,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,134
−HK$3,087/mo
▼ 0.25% · 3.875%
HK$58,666
−HK$1,555/mo
Today · 4.125%
HK$60,221
baseline
▲ 0.50% · 4.625%
HK$63,395
+HK$3,174/mo
Deposit HK$7.51M · loan HK$11.26M · min. income ≈ HK$120,442/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$703,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,916
−HK$3,758/mo
▼ 0.25% · 3.875%
HK$61,780
−HK$1,894/mo
Today · 4.125%
HK$63,674
baseline
▲ 0.50% · 4.625%
HK$67,548
+HK$3,874/mo
Deposit HK$5.63M · loan HK$13.14M · min. income ≈ HK$127,348/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$703,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,656
−HK$3,602/mo
▼ 0.25% · 3.875%
HK$68,444
−HK$1,814/mo
Today · 4.125%
HK$70,258
baseline
▲ 0.50% · 4.625%
HK$73,961
+HK$3,703/mo
Deposit HK$5.63M · loan HK$13.14M · min. income ≈ HK$140,516/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$703,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,035
−HK$4,831/mo
▼ 0.25% · 3.875%
HK$79,432
−HK$2,434/mo
Today · 4.125%
HK$81,866
baseline
▲ 0.50% · 4.625%
HK$86,848
+HK$4,982/mo
Deposit HK$1.88M · loan HK$16.89M · min. income ≈ HK$163,732/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$703,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,701
−HK$4,630/mo
▼ 0.25% · 3.875%
HK$88,000
−HK$2,331/mo
Today · 4.125%
HK$90,331
baseline
▲ 0.50% · 4.625%
HK$95,093
+HK$4,762/mo
Deposit HK$1.88M · loan HK$16.89M · min. income ≈ HK$180,662/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$703,826 · Scale 2, in force from 26 Feb 2026)