LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,801
−HK$2,684/mo
▼ 0.25% · 3.875%
HK$44,132
−HK$1,353/mo
Today · 4.125%
HK$45,485
baseline
▲ 0.50% · 4.625%
HK$48,252
+HK$2,767/mo
Deposit HK$9.39M · loan HK$9.39M · min. income ≈ HK$90,970/mo (50% DSR)
Upfront cash ≈ HK$10.09M (deposit + AVD stamp duty HK$703,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,615
−HK$2,573/mo
▼ 0.25% · 3.875%
HK$48,892
−HK$1,296/mo
Today · 4.125%
HK$50,188
baseline
▲ 0.50% · 4.625%
HK$52,833
+HK$2,645/mo
Deposit HK$9.39M · loan HK$9.39M · min. income ≈ HK$100,376/mo (50% DSR)
Upfront cash ≈ HK$10.09M (deposit + AVD stamp duty HK$703,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,361
−HK$3,221/mo
▼ 0.25% · 3.875%
HK$52,958
−HK$1,624/mo
Today · 4.125%
HK$54,582
baseline
▲ 0.50% · 4.625%
HK$57,903
+HK$3,321/mo
Deposit HK$7.51M · loan HK$11.26M · min. income ≈ HK$109,164/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$703,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,138
−HK$3,087/mo
▼ 0.25% · 3.875%
HK$58,671
−HK$1,554/mo
Today · 4.125%
HK$60,225
baseline
▲ 0.50% · 4.625%
HK$63,400
+HK$3,175/mo
Deposit HK$7.51M · loan HK$11.26M · min. income ≈ HK$120,450/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$703,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,921
−HK$3,758/mo
▼ 0.25% · 3.875%
HK$61,785
−HK$1,894/mo
Today · 4.125%
HK$63,679
baseline
▲ 0.50% · 4.625%
HK$67,553
+HK$3,874/mo
Deposit HK$5.63M · loan HK$13.14M · min. income ≈ HK$127,358/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$703,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,661
−HK$3,602/mo
▼ 0.25% · 3.875%
HK$68,449
−HK$1,814/mo
Today · 4.125%
HK$70,263
baseline
▲ 0.50% · 4.625%
HK$73,967
+HK$3,704/mo
Deposit HK$5.63M · loan HK$13.14M · min. income ≈ HK$140,526/mo (50% DSR)
Upfront cash ≈ HK$6.33M (deposit + AVD stamp duty HK$703,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,041
−HK$4,831/mo
▼ 0.25% · 3.875%
HK$79,438
−HK$2,434/mo
Today · 4.125%
HK$81,872
baseline
▲ 0.50% · 4.625%
HK$86,854
+HK$4,982/mo
Deposit HK$1.88M · loan HK$16.89M · min. income ≈ HK$163,744/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$703,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,708
−HK$4,630/mo
▼ 0.25% · 3.875%
HK$88,006
−HK$2,332/mo
Today · 4.125%
HK$90,338
baseline
▲ 0.50% · 4.625%
HK$95,100
+HK$4,762/mo
Deposit HK$1.88M · loan HK$16.89M · min. income ≈ HK$180,676/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$703,880 · Scale 2, in force from 26 Feb 2026)