LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,803
−HK$2,684/mo
▼ 0.25% · 3.875%
HK$44,135
−HK$1,352/mo
Today · 4.125%
HK$45,487
baseline
▲ 0.50% · 4.625%
HK$48,255
+HK$2,768/mo
Deposit HK$9.39M · loan HK$9.39M · min. income ≈ HK$90,974/mo (50% DSR)
Upfront cash ≈ HK$10.09M (deposit + AVD stamp duty HK$703,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,618
−HK$2,573/mo
▼ 0.25% · 3.875%
HK$48,895
−HK$1,296/mo
Today · 4.125%
HK$50,191
baseline
▲ 0.50% · 4.625%
HK$52,836
+HK$2,645/mo
Deposit HK$9.39M · loan HK$9.39M · min. income ≈ HK$100,382/mo (50% DSR)
Upfront cash ≈ HK$10.09M (deposit + AVD stamp duty HK$703,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,364
−HK$3,221/mo
▼ 0.25% · 3.875%
HK$52,962
−HK$1,623/mo
Today · 4.125%
HK$54,585
baseline
▲ 0.50% · 4.625%
HK$57,906
+HK$3,321/mo
Deposit HK$7.51M · loan HK$11.26M · min. income ≈ HK$109,170/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$703,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,142
−HK$3,087/mo
▼ 0.25% · 3.875%
HK$58,674
−HK$1,555/mo
Today · 4.125%
HK$60,229
baseline
▲ 0.50% · 4.625%
HK$63,404
+HK$3,175/mo
Deposit HK$7.51M · loan HK$11.26M · min. income ≈ HK$120,458/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$703,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,925
−HK$3,757/mo
▼ 0.25% · 3.875%
HK$61,789
−HK$1,893/mo
Today · 4.125%
HK$63,682
baseline
▲ 0.50% · 4.625%
HK$67,557
+HK$3,875/mo
Deposit HK$5.63M · loan HK$13.14M · min. income ≈ HK$127,364/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$703,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,665
−HK$3,602/mo
▼ 0.25% · 3.875%
HK$68,453
−HK$1,814/mo
Today · 4.125%
HK$70,267
baseline
▲ 0.50% · 4.625%
HK$73,971
+HK$3,704/mo
Deposit HK$5.63M · loan HK$13.14M · min. income ≈ HK$140,534/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$703,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,046
−HK$4,831/mo
▼ 0.25% · 3.875%
HK$79,442
−HK$2,435/mo
Today · 4.125%
HK$81,877
baseline
▲ 0.50% · 4.625%
HK$86,859
+HK$4,982/mo
Deposit HK$1.88M · loan HK$16.89M · min. income ≈ HK$163,754/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$703,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,713
−HK$4,631/mo
▼ 0.25% · 3.875%
HK$88,011
−HK$2,333/mo
Today · 4.125%
HK$90,344
baseline
▲ 0.50% · 4.625%
HK$95,106
+HK$4,762/mo
Deposit HK$1.88M · loan HK$16.89M · min. income ≈ HK$180,688/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$703,922 · Scale 2, in force from 26 Feb 2026)