LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,804
−HK$2,684/mo
▼ 0.25% · 3.875%
HK$44,135
−HK$1,353/mo
Today · 4.125%
HK$45,488
baseline
▲ 0.50% · 4.625%
HK$48,256
+HK$2,768/mo
Deposit HK$9.39M · loan HK$9.39M · min. income ≈ HK$90,976/mo (50% DSR)
Upfront cash ≈ HK$10.09M (deposit + AVD stamp duty HK$703,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,619
−HK$2,573/mo
▼ 0.25% · 3.875%
HK$48,896
−HK$1,296/mo
Today · 4.125%
HK$50,192
baseline
▲ 0.50% · 4.625%
HK$52,837
+HK$2,645/mo
Deposit HK$9.39M · loan HK$9.39M · min. income ≈ HK$100,384/mo (50% DSR)
Upfront cash ≈ HK$10.09M (deposit + AVD stamp duty HK$703,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,365
−HK$3,221/mo
▼ 0.25% · 3.875%
HK$52,962
−HK$1,624/mo
Today · 4.125%
HK$54,586
baseline
▲ 0.50% · 4.625%
HK$57,907
+HK$3,321/mo
Deposit HK$7.51M · loan HK$11.26M · min. income ≈ HK$109,172/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$703,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,143
−HK$3,087/mo
▼ 0.25% · 3.875%
HK$58,675
−HK$1,555/mo
Today · 4.125%
HK$60,230
baseline
▲ 0.50% · 4.625%
HK$63,405
+HK$3,175/mo
Deposit HK$7.51M · loan HK$11.26M · min. income ≈ HK$120,460/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$703,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,925
−HK$3,758/mo
▼ 0.25% · 3.875%
HK$61,789
−HK$1,894/mo
Today · 4.125%
HK$63,683
baseline
▲ 0.50% · 4.625%
HK$67,558
+HK$3,875/mo
Deposit HK$5.63M · loan HK$13.14M · min. income ≈ HK$127,366/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$703,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,666
−HK$3,602/mo
▼ 0.25% · 3.875%
HK$68,454
−HK$1,814/mo
Today · 4.125%
HK$70,268
baseline
▲ 0.50% · 4.625%
HK$73,972
+HK$3,704/mo
Deposit HK$5.63M · loan HK$13.14M · min. income ≈ HK$140,536/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$703,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,047
−HK$4,831/mo
▼ 0.25% · 3.875%
HK$79,443
−HK$2,435/mo
Today · 4.125%
HK$81,878
baseline
▲ 0.50% · 4.625%
HK$86,861
+HK$4,983/mo
Deposit HK$1.88M · loan HK$16.89M · min. income ≈ HK$163,756/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$703,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,714
−HK$4,631/mo
▼ 0.25% · 3.875%
HK$88,013
−HK$2,332/mo
Today · 4.125%
HK$90,345
baseline
▲ 0.50% · 4.625%
HK$95,107
+HK$4,762/mo
Deposit HK$1.88M · loan HK$16.89M · min. income ≈ HK$180,690/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$703,932 · Scale 2, in force from 26 Feb 2026)