LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,805
−HK$2,684/mo
▼ 0.25% · 3.875%
HK$44,136
−HK$1,353/mo
Today · 4.125%
HK$45,489
baseline
▲ 0.50% · 4.625%
HK$48,257
+HK$2,768/mo
Deposit HK$9.39M · loan HK$9.39M · min. income ≈ HK$90,978/mo (50% DSR)
Upfront cash ≈ HK$10.09M (deposit + AVD stamp duty HK$703,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,620
−HK$2,573/mo
▼ 0.25% · 3.875%
HK$48,897
−HK$1,296/mo
Today · 4.125%
HK$50,193
baseline
▲ 0.50% · 4.625%
HK$52,838
+HK$2,645/mo
Deposit HK$9.39M · loan HK$9.39M · min. income ≈ HK$100,386/mo (50% DSR)
Upfront cash ≈ HK$10.09M (deposit + AVD stamp duty HK$703,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,366
−HK$3,221/mo
▼ 0.25% · 3.875%
HK$52,964
−HK$1,623/mo
Today · 4.125%
HK$54,587
baseline
▲ 0.50% · 4.625%
HK$57,908
+HK$3,321/mo
Deposit HK$7.51M · loan HK$11.26M · min. income ≈ HK$109,174/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$703,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,144
−HK$3,087/mo
▼ 0.25% · 3.875%
HK$58,676
−HK$1,555/mo
Today · 4.125%
HK$60,231
baseline
▲ 0.50% · 4.625%
HK$63,406
+HK$3,175/mo
Deposit HK$7.51M · loan HK$11.26M · min. income ≈ HK$120,462/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$703,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,927
−HK$3,758/mo
▼ 0.25% · 3.875%
HK$61,791
−HK$1,894/mo
Today · 4.125%
HK$63,685
baseline
▲ 0.50% · 4.625%
HK$67,560
+HK$3,875/mo
Deposit HK$5.63M · loan HK$13.14M · min. income ≈ HK$127,370/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$703,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,668
−HK$3,602/mo
▼ 0.25% · 3.875%
HK$68,456
−HK$1,814/mo
Today · 4.125%
HK$70,270
baseline
▲ 0.50% · 4.625%
HK$73,974
+HK$3,704/mo
Deposit HK$5.63M · loan HK$13.14M · min. income ≈ HK$140,540/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$703,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,049
−HK$4,831/mo
▼ 0.25% · 3.875%
HK$79,445
−HK$2,435/mo
Today · 4.125%
HK$81,880
baseline
▲ 0.50% · 4.625%
HK$86,863
+HK$4,983/mo
Deposit HK$1.88M · loan HK$16.89M · min. income ≈ HK$163,760/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$703,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,716
−HK$4,631/mo
▼ 0.25% · 3.875%
HK$88,015
−HK$2,332/mo
Today · 4.125%
HK$90,347
baseline
▲ 0.50% · 4.625%
HK$95,109
+HK$4,762/mo
Deposit HK$1.88M · loan HK$16.89M · min. income ≈ HK$180,694/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$703,948 · Scale 2, in force from 26 Feb 2026)