LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,806
−HK$2,685/mo
▼ 0.25% · 3.875%
HK$44,138
−HK$1,353/mo
Today · 4.125%
HK$45,491
baseline
▲ 0.50% · 4.625%
HK$48,259
+HK$2,768/mo
Deposit HK$9.39M · loan HK$9.39M · min. income ≈ HK$90,982/mo (50% DSR)
Upfront cash ≈ HK$10.09M (deposit + AVD stamp duty HK$703,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,622
−HK$2,573/mo
▼ 0.25% · 3.875%
HK$48,899
−HK$1,296/mo
Today · 4.125%
HK$50,195
baseline
▲ 0.50% · 4.625%
HK$52,840
+HK$2,645/mo
Deposit HK$9.39M · loan HK$9.39M · min. income ≈ HK$100,390/mo (50% DSR)
Upfront cash ≈ HK$10.09M (deposit + AVD stamp duty HK$703,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,368
−HK$3,221/mo
▼ 0.25% · 3.875%
HK$52,966
−HK$1,623/mo
Today · 4.125%
HK$54,589
baseline
▲ 0.50% · 4.625%
HK$57,911
+HK$3,322/mo
Deposit HK$7.51M · loan HK$11.26M · min. income ≈ HK$109,178/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$703,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,146
−HK$3,087/mo
▼ 0.25% · 3.875%
HK$58,679
−HK$1,554/mo
Today · 4.125%
HK$60,233
baseline
▲ 0.50% · 4.625%
HK$63,408
+HK$3,175/mo
Deposit HK$7.51M · loan HK$11.26M · min. income ≈ HK$120,466/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$703,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,929
−HK$3,758/mo
▼ 0.25% · 3.875%
HK$61,793
−HK$1,894/mo
Today · 4.125%
HK$63,687
baseline
▲ 0.50% · 4.625%
HK$67,562
+HK$3,875/mo
Deposit HK$5.63M · loan HK$13.14M · min. income ≈ HK$127,374/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$703,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,670
−HK$3,602/mo
▼ 0.25% · 3.875%
HK$68,458
−HK$1,814/mo
Today · 4.125%
HK$70,272
baseline
▲ 0.50% · 4.625%
HK$73,977
+HK$3,705/mo
Deposit HK$5.63M · loan HK$13.14M · min. income ≈ HK$140,544/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$703,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,052
−HK$4,831/mo
▼ 0.25% · 3.875%
HK$79,448
−HK$2,435/mo
Today · 4.125%
HK$81,883
baseline
▲ 0.50% · 4.625%
HK$86,866
+HK$4,983/mo
Deposit HK$1.88M · loan HK$16.90M · min. income ≈ HK$163,766/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$703,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,719
−HK$4,631/mo
▼ 0.25% · 3.875%
HK$88,018
−HK$2,332/mo
Today · 4.125%
HK$90,350
baseline
▲ 0.50% · 4.625%
HK$95,113
+HK$4,763/mo
Deposit HK$1.88M · loan HK$16.90M · min. income ≈ HK$180,700/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$703,974 · Scale 2, in force from 26 Feb 2026)