LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,810
−HK$2,684/mo
▼ 0.25% · 3.875%
HK$44,142
−HK$1,352/mo
Today · 4.125%
HK$45,494
baseline
▲ 0.50% · 4.625%
HK$48,263
+HK$2,769/mo
Deposit HK$9.39M · loan HK$9.39M · min. income ≈ HK$90,988/mo (50% DSR)
Upfront cash ≈ HK$10.09M (deposit + AVD stamp duty HK$704,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,626
−HK$2,573/mo
▼ 0.25% · 3.875%
HK$48,903
−HK$1,296/mo
Today · 4.125%
HK$50,199
baseline
▲ 0.50% · 4.625%
HK$52,845
+HK$2,646/mo
Deposit HK$9.39M · loan HK$9.39M · min. income ≈ HK$100,398/mo (50% DSR)
Upfront cash ≈ HK$10.09M (deposit + AVD stamp duty HK$704,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,372
−HK$3,221/mo
▼ 0.25% · 3.875%
HK$52,970
−HK$1,623/mo
Today · 4.125%
HK$54,593
baseline
▲ 0.50% · 4.625%
HK$57,915
+HK$3,322/mo
Deposit HK$7.51M · loan HK$11.26M · min. income ≈ HK$109,186/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$704,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,151
−HK$3,087/mo
▼ 0.25% · 3.875%
HK$58,683
−HK$1,555/mo
Today · 4.125%
HK$60,238
baseline
▲ 0.50% · 4.625%
HK$63,414
+HK$3,176/mo
Deposit HK$7.51M · loan HK$11.26M · min. income ≈ HK$120,476/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$704,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,934
−HK$3,758/mo
▼ 0.25% · 3.875%
HK$61,798
−HK$1,894/mo
Today · 4.125%
HK$63,692
baseline
▲ 0.50% · 4.625%
HK$67,568
+HK$3,876/mo
Deposit HK$5.63M · loan HK$13.14M · min. income ≈ HK$127,384/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$704,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,676
−HK$3,602/mo
▼ 0.25% · 3.875%
HK$68,464
−HK$1,814/mo
Today · 4.125%
HK$70,278
baseline
▲ 0.50% · 4.625%
HK$73,983
+HK$3,705/mo
Deposit HK$5.63M · loan HK$13.14M · min. income ≈ HK$140,556/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$704,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,058
−HK$4,832/mo
▼ 0.25% · 3.875%
HK$79,455
−HK$2,435/mo
Today · 4.125%
HK$81,890
baseline
▲ 0.50% · 4.625%
HK$86,873
+HK$4,983/mo
Deposit HK$1.88M · loan HK$16.90M · min. income ≈ HK$163,780/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$704,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,726
−HK$4,632/mo
▼ 0.25% · 3.875%
HK$88,025
−HK$2,333/mo
Today · 4.125%
HK$90,358
baseline
▲ 0.50% · 4.625%
HK$95,120
+HK$4,762/mo
Deposit HK$1.88M · loan HK$16.90M · min. income ≈ HK$180,716/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$704,032 · Scale 2, in force from 26 Feb 2026)