LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,813
−HK$2,685/mo
▼ 0.25% · 3.875%
HK$44,145
−HK$1,353/mo
Today · 4.125%
HK$45,498
baseline
▲ 0.50% · 4.625%
HK$48,266
+HK$2,768/mo
Deposit HK$9.39M · loan HK$9.39M · min. income ≈ HK$90,996/mo (50% DSR)
Upfront cash ≈ HK$10.09M (deposit + AVD stamp duty HK$704,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,629
−HK$2,573/mo
▼ 0.25% · 3.875%
HK$48,906
−HK$1,296/mo
Today · 4.125%
HK$50,202
baseline
▲ 0.50% · 4.625%
HK$52,848
+HK$2,646/mo
Deposit HK$9.39M · loan HK$9.39M · min. income ≈ HK$100,404/mo (50% DSR)
Upfront cash ≈ HK$10.09M (deposit + AVD stamp duty HK$704,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,375
−HK$3,222/mo
▼ 0.25% · 3.875%
HK$52,974
−HK$1,623/mo
Today · 4.125%
HK$54,597
baseline
▲ 0.50% · 4.625%
HK$57,919
+HK$3,322/mo
Deposit HK$7.51M · loan HK$11.27M · min. income ≈ HK$109,194/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$704,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,155
−HK$3,088/mo
▼ 0.25% · 3.875%
HK$58,688
−HK$1,555/mo
Today · 4.125%
HK$60,243
baseline
▲ 0.50% · 4.625%
HK$63,418
+HK$3,175/mo
Deposit HK$7.51M · loan HK$11.27M · min. income ≈ HK$120,486/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$704,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,938
−HK$3,759/mo
▼ 0.25% · 3.875%
HK$61,802
−HK$1,895/mo
Today · 4.125%
HK$63,697
baseline
▲ 0.50% · 4.625%
HK$67,572
+HK$3,875/mo
Deposit HK$5.63M · loan HK$13.14M · min. income ≈ HK$127,394/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$704,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,680
−HK$3,603/mo
▼ 0.25% · 3.875%
HK$68,469
−HK$1,814/mo
Today · 4.125%
HK$70,283
baseline
▲ 0.50% · 4.625%
HK$73,988
+HK$3,705/mo
Deposit HK$5.63M · loan HK$13.14M · min. income ≈ HK$140,566/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$704,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,063
−HK$4,833/mo
▼ 0.25% · 3.875%
HK$79,460
−HK$2,436/mo
Today · 4.125%
HK$81,896
baseline
▲ 0.50% · 4.625%
HK$86,879
+HK$4,983/mo
Deposit HK$1.88M · loan HK$16.90M · min. income ≈ HK$163,792/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$704,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,732
−HK$4,632/mo
▼ 0.25% · 3.875%
HK$88,031
−HK$2,333/mo
Today · 4.125%
HK$90,364
baseline
▲ 0.50% · 4.625%
HK$95,127
+HK$4,763/mo
Deposit HK$1.88M · loan HK$16.90M · min. income ≈ HK$180,728/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$704,081 · Scale 2, in force from 26 Feb 2026)