LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,814
−HK$2,685/mo
▼ 0.25% · 3.875%
HK$44,146
−HK$1,353/mo
Today · 4.125%
HK$45,499
baseline
▲ 0.50% · 4.625%
HK$48,268
+HK$2,769/mo
Deposit HK$9.39M · loan HK$9.39M · min. income ≈ HK$90,998/mo (50% DSR)
Upfront cash ≈ HK$10.09M (deposit + AVD stamp duty HK$704,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,630
−HK$2,574/mo
▼ 0.25% · 3.875%
HK$48,908
−HK$1,296/mo
Today · 4.125%
HK$50,204
baseline
▲ 0.50% · 4.625%
HK$52,850
+HK$2,646/mo
Deposit HK$9.39M · loan HK$9.39M · min. income ≈ HK$100,408/mo (50% DSR)
Upfront cash ≈ HK$10.09M (deposit + AVD stamp duty HK$704,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,377
−HK$3,222/mo
▼ 0.25% · 3.875%
HK$52,975
−HK$1,624/mo
Today · 4.125%
HK$54,599
baseline
▲ 0.50% · 4.625%
HK$57,921
+HK$3,322/mo
Deposit HK$7.51M · loan HK$11.27M · min. income ≈ HK$109,198/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$704,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,156
−HK$3,088/mo
▼ 0.25% · 3.875%
HK$58,689
−HK$1,555/mo
Today · 4.125%
HK$60,244
baseline
▲ 0.50% · 4.625%
HK$63,420
+HK$3,176/mo
Deposit HK$7.51M · loan HK$11.27M · min. income ≈ HK$120,488/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$704,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,940
−HK$3,759/mo
▼ 0.25% · 3.875%
HK$61,804
−HK$1,895/mo
Today · 4.125%
HK$63,699
baseline
▲ 0.50% · 4.625%
HK$67,575
+HK$3,876/mo
Deposit HK$5.63M · loan HK$13.14M · min. income ≈ HK$127,398/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$704,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,682
−HK$3,603/mo
▼ 0.25% · 3.875%
HK$68,471
−HK$1,814/mo
Today · 4.125%
HK$70,285
baseline
▲ 0.50% · 4.625%
HK$73,990
+HK$3,705/mo
Deposit HK$5.63M · loan HK$13.14M · min. income ≈ HK$140,570/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$704,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,066
−HK$4,832/mo
▼ 0.25% · 3.875%
HK$79,463
−HK$2,435/mo
Today · 4.125%
HK$81,898
baseline
▲ 0.50% · 4.625%
HK$86,882
+HK$4,984/mo
Deposit HK$1.88M · loan HK$16.90M · min. income ≈ HK$163,796/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$704,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,735
−HK$4,632/mo
▼ 0.25% · 3.875%
HK$88,034
−HK$2,333/mo
Today · 4.125%
HK$90,367
baseline
▲ 0.50% · 4.625%
HK$95,130
+HK$4,763/mo
Deposit HK$1.88M · loan HK$16.90M · min. income ≈ HK$180,734/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$704,102 · Scale 2, in force from 26 Feb 2026)