LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,816
−HK$2,685/mo
▼ 0.25% · 3.875%
HK$44,148
−HK$1,353/mo
Today · 4.125%
HK$45,501
baseline
▲ 0.50% · 4.625%
HK$48,270
+HK$2,769/mo
Deposit HK$9.39M · loan HK$9.39M · min. income ≈ HK$91,002/mo (50% DSR)
Upfront cash ≈ HK$10.09M (deposit + AVD stamp duty HK$704,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,633
−HK$2,573/mo
▼ 0.25% · 3.875%
HK$48,910
−HK$1,296/mo
Today · 4.125%
HK$50,206
baseline
▲ 0.50% · 4.625%
HK$52,853
+HK$2,647/mo
Deposit HK$9.39M · loan HK$9.39M · min. income ≈ HK$100,412/mo (50% DSR)
Upfront cash ≈ HK$10.09M (deposit + AVD stamp duty HK$704,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,380
−HK$3,222/mo
▼ 0.25% · 3.875%
HK$52,978
−HK$1,624/mo
Today · 4.125%
HK$54,602
baseline
▲ 0.50% · 4.625%
HK$57,924
+HK$3,322/mo
Deposit HK$7.51M · loan HK$11.27M · min. income ≈ HK$109,204/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$704,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,159
−HK$3,089/mo
▼ 0.25% · 3.875%
HK$58,692
−HK$1,556/mo
Today · 4.125%
HK$60,248
baseline
▲ 0.50% · 4.625%
HK$63,423
+HK$3,175/mo
Deposit HK$7.51M · loan HK$11.27M · min. income ≈ HK$120,496/mo (50% DSR)
Upfront cash ≈ HK$8.21M (deposit + AVD stamp duty HK$704,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,943
−HK$3,759/mo
▼ 0.25% · 3.875%
HK$61,808
−HK$1,894/mo
Today · 4.125%
HK$63,702
baseline
▲ 0.50% · 4.625%
HK$67,578
+HK$3,876/mo
Deposit HK$5.63M · loan HK$13.14M · min. income ≈ HK$127,404/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$704,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,686
−HK$3,603/mo
▼ 0.25% · 3.875%
HK$68,475
−HK$1,814/mo
Today · 4.125%
HK$70,289
baseline
▲ 0.50% · 4.625%
HK$73,994
+HK$3,705/mo
Deposit HK$5.63M · loan HK$13.14M · min. income ≈ HK$140,578/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$704,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,070
−HK$4,833/mo
▼ 0.25% · 3.875%
HK$79,467
−HK$2,436/mo
Today · 4.125%
HK$81,903
baseline
▲ 0.50% · 4.625%
HK$86,886
+HK$4,983/mo
Deposit HK$1.88M · loan HK$16.90M · min. income ≈ HK$163,806/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$704,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,739
−HK$4,632/mo
▼ 0.25% · 3.875%
HK$88,039
−HK$2,332/mo
Today · 4.125%
HK$90,371
baseline
▲ 0.50% · 4.625%
HK$95,135
+HK$4,764/mo
Deposit HK$1.88M · loan HK$16.90M · min. income ≈ HK$180,742/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$704,140 · Scale 2, in force from 26 Feb 2026)