LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,817
−HK$2,685/mo
▼ 0.25% · 3.875%
HK$44,149
−HK$1,353/mo
Today · 4.125%
HK$45,502
baseline
▲ 0.50% · 4.625%
HK$48,270
+HK$2,768/mo
Deposit HK$9.39M · loan HK$9.39M · min. income ≈ HK$91,004/mo (50% DSR)
Upfront cash ≈ HK$10.09M (deposit + AVD stamp duty HK$704,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,633
−HK$2,574/mo
▼ 0.25% · 3.875%
HK$48,911
−HK$1,296/mo
Today · 4.125%
HK$50,207
baseline
▲ 0.50% · 4.625%
HK$52,853
+HK$2,646/mo
Deposit HK$9.39M · loan HK$9.39M · min. income ≈ HK$100,414/mo (50% DSR)
Upfront cash ≈ HK$10.09M (deposit + AVD stamp duty HK$704,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,380
−HK$3,222/mo
▼ 0.25% · 3.875%
HK$52,978
−HK$1,624/mo
Today · 4.125%
HK$54,602
baseline
▲ 0.50% · 4.625%
HK$57,925
+HK$3,323/mo
Deposit HK$7.51M · loan HK$11.27M · min. income ≈ HK$109,204/mo (50% DSR)
Upfront cash ≈ HK$8.22M (deposit + AVD stamp duty HK$704,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,160
−HK$3,088/mo
▼ 0.25% · 3.875%
HK$58,693
−HK$1,555/mo
Today · 4.125%
HK$60,248
baseline
▲ 0.50% · 4.625%
HK$63,424
+HK$3,176/mo
Deposit HK$7.51M · loan HK$11.27M · min. income ≈ HK$120,496/mo (50% DSR)
Upfront cash ≈ HK$8.22M (deposit + AVD stamp duty HK$704,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,944
−HK$3,759/mo
▼ 0.25% · 3.875%
HK$61,808
−HK$1,895/mo
Today · 4.125%
HK$63,703
baseline
▲ 0.50% · 4.625%
HK$67,579
+HK$3,876/mo
Deposit HK$5.63M · loan HK$13.14M · min. income ≈ HK$127,406/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$704,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,687
−HK$3,602/mo
▼ 0.25% · 3.875%
HK$68,475
−HK$1,814/mo
Today · 4.125%
HK$70,289
baseline
▲ 0.50% · 4.625%
HK$73,994
+HK$3,705/mo
Deposit HK$5.63M · loan HK$13.14M · min. income ≈ HK$140,578/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$704,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,070
−HK$4,833/mo
▼ 0.25% · 3.875%
HK$79,468
−HK$2,435/mo
Today · 4.125%
HK$81,903
baseline
▲ 0.50% · 4.625%
HK$86,887
+HK$4,984/mo
Deposit HK$1.88M · loan HK$16.90M · min. income ≈ HK$163,806/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$704,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,740
−HK$4,632/mo
▼ 0.25% · 3.875%
HK$88,039
−HK$2,333/mo
Today · 4.125%
HK$90,372
baseline
▲ 0.50% · 4.625%
HK$95,136
+HK$4,764/mo
Deposit HK$1.88M · loan HK$16.90M · min. income ≈ HK$180,744/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$704,145 · Scale 2, in force from 26 Feb 2026)