LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,821
−HK$2,685/mo
▼ 0.25% · 3.875%
HK$44,153
−HK$1,353/mo
Today · 4.125%
HK$45,506
baseline
▲ 0.50% · 4.625%
HK$48,275
+HK$2,769/mo
Deposit HK$9.39M · loan HK$9.39M · min. income ≈ HK$91,012/mo (50% DSR)
Upfront cash ≈ HK$10.09M (deposit + AVD stamp duty HK$704,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,638
−HK$2,573/mo
▼ 0.25% · 3.875%
HK$48,915
−HK$1,296/mo
Today · 4.125%
HK$50,211
baseline
▲ 0.50% · 4.625%
HK$52,858
+HK$2,647/mo
Deposit HK$9.39M · loan HK$9.39M · min. income ≈ HK$100,422/mo (50% DSR)
Upfront cash ≈ HK$10.09M (deposit + AVD stamp duty HK$704,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,385
−HK$3,222/mo
▼ 0.25% · 3.875%
HK$52,983
−HK$1,624/mo
Today · 4.125%
HK$54,607
baseline
▲ 0.50% · 4.625%
HK$57,930
+HK$3,323/mo
Deposit HK$7.51M · loan HK$11.27M · min. income ≈ HK$109,214/mo (50% DSR)
Upfront cash ≈ HK$8.22M (deposit + AVD stamp duty HK$704,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,165
−HK$3,089/mo
▼ 0.25% · 3.875%
HK$58,698
−HK$1,556/mo
Today · 4.125%
HK$60,254
baseline
▲ 0.50% · 4.625%
HK$63,430
+HK$3,176/mo
Deposit HK$7.51M · loan HK$11.27M · min. income ≈ HK$120,508/mo (50% DSR)
Upfront cash ≈ HK$8.22M (deposit + AVD stamp duty HK$704,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,949
−HK$3,759/mo
▼ 0.25% · 3.875%
HK$61,814
−HK$1,894/mo
Today · 4.125%
HK$63,708
baseline
▲ 0.50% · 4.625%
HK$67,585
+HK$3,877/mo
Deposit HK$5.63M · loan HK$13.15M · min. income ≈ HK$127,416/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$704,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,693
−HK$3,603/mo
▼ 0.25% · 3.875%
HK$68,481
−HK$1,815/mo
Today · 4.125%
HK$70,296
baseline
▲ 0.50% · 4.625%
HK$74,001
+HK$3,705/mo
Deposit HK$5.63M · loan HK$13.15M · min. income ≈ HK$140,592/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$704,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,077
−HK$4,834/mo
▼ 0.25% · 3.875%
HK$79,475
−HK$2,436/mo
Today · 4.125%
HK$81,911
baseline
▲ 0.50% · 4.625%
HK$86,895
+HK$4,984/mo
Deposit HK$1.88M · loan HK$16.90M · min. income ≈ HK$163,822/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$704,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,748
−HK$4,632/mo
▼ 0.25% · 3.875%
HK$88,047
−HK$2,333/mo
Today · 4.125%
HK$90,380
baseline
▲ 0.50% · 4.625%
HK$95,144
+HK$4,764/mo
Deposit HK$1.88M · loan HK$16.90M · min. income ≈ HK$180,760/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$704,208 · Scale 2, in force from 26 Feb 2026)