LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,825
−HK$2,685/mo
▼ 0.25% · 3.875%
HK$44,157
−HK$1,353/mo
Today · 4.125%
HK$45,510
baseline
▲ 0.50% · 4.625%
HK$48,279
+HK$2,769/mo
Deposit HK$9.39M · loan HK$9.39M · min. income ≈ HK$91,020/mo (50% DSR)
Upfront cash ≈ HK$10.09M (deposit + AVD stamp duty HK$704,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,642
−HK$2,574/mo
▼ 0.25% · 3.875%
HK$48,920
−HK$1,296/mo
Today · 4.125%
HK$50,216
baseline
▲ 0.50% · 4.625%
HK$52,863
+HK$2,647/mo
Deposit HK$9.39M · loan HK$9.39M · min. income ≈ HK$100,432/mo (50% DSR)
Upfront cash ≈ HK$10.09M (deposit + AVD stamp duty HK$704,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,390
−HK$3,222/mo
▼ 0.25% · 3.875%
HK$52,988
−HK$1,624/mo
Today · 4.125%
HK$54,612
baseline
▲ 0.50% · 4.625%
HK$57,935
+HK$3,323/mo
Deposit HK$7.51M · loan HK$11.27M · min. income ≈ HK$109,224/mo (50% DSR)
Upfront cash ≈ HK$8.22M (deposit + AVD stamp duty HK$704,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,170
−HK$3,089/mo
▼ 0.25% · 3.875%
HK$58,704
−HK$1,555/mo
Today · 4.125%
HK$60,259
baseline
▲ 0.50% · 4.625%
HK$63,436
+HK$3,177/mo
Deposit HK$7.51M · loan HK$11.27M · min. income ≈ HK$120,518/mo (50% DSR)
Upfront cash ≈ HK$8.22M (deposit + AVD stamp duty HK$704,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,955
−HK$3,759/mo
▼ 0.25% · 3.875%
HK$61,820
−HK$1,894/mo
Today · 4.125%
HK$63,714
baseline
▲ 0.50% · 4.625%
HK$67,591
+HK$3,877/mo
Deposit HK$5.63M · loan HK$13.15M · min. income ≈ HK$127,428/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$704,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,699
−HK$3,603/mo
▼ 0.25% · 3.875%
HK$68,488
−HK$1,814/mo
Today · 4.125%
HK$70,302
baseline
▲ 0.50% · 4.625%
HK$74,008
+HK$3,706/mo
Deposit HK$5.63M · loan HK$13.15M · min. income ≈ HK$140,604/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$704,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,084
−HK$4,834/mo
▼ 0.25% · 3.875%
HK$79,482
−HK$2,436/mo
Today · 4.125%
HK$81,918
baseline
▲ 0.50% · 4.625%
HK$86,903
+HK$4,985/mo
Deposit HK$1.88M · loan HK$16.90M · min. income ≈ HK$163,836/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$704,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,756
−HK$4,633/mo
▼ 0.25% · 3.875%
HK$88,056
−HK$2,333/mo
Today · 4.125%
HK$90,389
baseline
▲ 0.50% · 4.625%
HK$95,153
+HK$4,764/mo
Deposit HK$1.88M · loan HK$16.90M · min. income ≈ HK$180,778/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$704,275 · Scale 2, in force from 26 Feb 2026)