LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,827
−HK$2,686/mo
▼ 0.25% · 3.875%
HK$44,159
−HK$1,354/mo
Today · 4.125%
HK$45,513
baseline
▲ 0.50% · 4.625%
HK$48,282
+HK$2,769/mo
Deposit HK$9.39M · loan HK$9.39M · min. income ≈ HK$91,026/mo (50% DSR)
Upfront cash ≈ HK$10.10M (deposit + AVD stamp duty HK$704,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,644
−HK$2,575/mo
▼ 0.25% · 3.875%
HK$48,922
−HK$1,297/mo
Today · 4.125%
HK$50,219
baseline
▲ 0.50% · 4.625%
HK$52,866
+HK$2,647/mo
Deposit HK$9.39M · loan HK$9.39M · min. income ≈ HK$100,438/mo (50% DSR)
Upfront cash ≈ HK$10.10M (deposit + AVD stamp duty HK$704,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,392
−HK$3,223/mo
▼ 0.25% · 3.875%
HK$52,991
−HK$1,624/mo
Today · 4.125%
HK$54,615
baseline
▲ 0.50% · 4.625%
HK$57,938
+HK$3,323/mo
Deposit HK$7.51M · loan HK$11.27M · min. income ≈ HK$109,230/mo (50% DSR)
Upfront cash ≈ HK$8.22M (deposit + AVD stamp duty HK$704,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,173
−HK$3,089/mo
▼ 0.25% · 3.875%
HK$58,707
−HK$1,555/mo
Today · 4.125%
HK$60,262
baseline
▲ 0.50% · 4.625%
HK$63,439
+HK$3,177/mo
Deposit HK$7.51M · loan HK$11.27M · min. income ≈ HK$120,524/mo (50% DSR)
Upfront cash ≈ HK$8.22M (deposit + AVD stamp duty HK$704,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,958
−HK$3,760/mo
▼ 0.25% · 3.875%
HK$61,823
−HK$1,895/mo
Today · 4.125%
HK$63,718
baseline
▲ 0.50% · 4.625%
HK$67,595
+HK$3,877/mo
Deposit HK$5.63M · loan HK$13.15M · min. income ≈ HK$127,436/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$704,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,702
−HK$3,604/mo
▼ 0.25% · 3.875%
HK$68,491
−HK$1,815/mo
Today · 4.125%
HK$70,306
baseline
▲ 0.50% · 4.625%
HK$74,012
+HK$3,706/mo
Deposit HK$5.63M · loan HK$13.15M · min. income ≈ HK$140,612/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$704,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,088
−HK$4,835/mo
▼ 0.25% · 3.875%
HK$79,486
−HK$2,437/mo
Today · 4.125%
HK$81,923
baseline
▲ 0.50% · 4.625%
HK$86,907
+HK$4,984/mo
Deposit HK$1.88M · loan HK$16.90M · min. income ≈ HK$163,846/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$704,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,760
−HK$4,633/mo
▼ 0.25% · 3.875%
HK$88,060
−HK$2,333/mo
Today · 4.125%
HK$90,393
baseline
▲ 0.50% · 4.625%
HK$95,158
+HK$4,765/mo
Deposit HK$1.88M · loan HK$16.90M · min. income ≈ HK$180,786/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$704,311 · Scale 2, in force from 26 Feb 2026)