LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,828
−HK$2,686/mo
▼ 0.25% · 3.875%
HK$44,160
−HK$1,354/mo
Today · 4.125%
HK$45,514
baseline
▲ 0.50% · 4.625%
HK$48,283
+HK$2,769/mo
Deposit HK$9.39M · loan HK$9.39M · min. income ≈ HK$91,028/mo (50% DSR)
Upfront cash ≈ HK$10.10M (deposit + AVD stamp duty HK$704,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,646
−HK$2,574/mo
▼ 0.25% · 3.875%
HK$48,923
−HK$1,297/mo
Today · 4.125%
HK$50,220
baseline
▲ 0.50% · 4.625%
HK$52,867
+HK$2,647/mo
Deposit HK$9.39M · loan HK$9.39M · min. income ≈ HK$100,440/mo (50% DSR)
Upfront cash ≈ HK$10.10M (deposit + AVD stamp duty HK$704,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,394
−HK$3,222/mo
▼ 0.25% · 3.875%
HK$52,992
−HK$1,624/mo
Today · 4.125%
HK$54,616
baseline
▲ 0.50% · 4.625%
HK$57,940
+HK$3,324/mo
Deposit HK$7.51M · loan HK$11.27M · min. income ≈ HK$109,232/mo (50% DSR)
Upfront cash ≈ HK$8.22M (deposit + AVD stamp duty HK$704,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,175
−HK$3,089/mo
▼ 0.25% · 3.875%
HK$58,708
−HK$1,556/mo
Today · 4.125%
HK$60,264
baseline
▲ 0.50% · 4.625%
HK$63,440
+HK$3,176/mo
Deposit HK$7.51M · loan HK$11.27M · min. income ≈ HK$120,528/mo (50% DSR)
Upfront cash ≈ HK$8.22M (deposit + AVD stamp duty HK$704,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,959
−HK$3,760/mo
▼ 0.25% · 3.875%
HK$61,824
−HK$1,895/mo
Today · 4.125%
HK$63,719
baseline
▲ 0.50% · 4.625%
HK$67,596
+HK$3,877/mo
Deposit HK$5.63M · loan HK$13.15M · min. income ≈ HK$127,438/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$704,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,704
−HK$3,604/mo
▼ 0.25% · 3.875%
HK$68,493
−HK$1,815/mo
Today · 4.125%
HK$70,308
baseline
▲ 0.50% · 4.625%
HK$74,014
+HK$3,706/mo
Deposit HK$5.63M · loan HK$13.15M · min. income ≈ HK$140,616/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$704,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,090
−HK$4,835/mo
▼ 0.25% · 3.875%
HK$79,488
−HK$2,437/mo
Today · 4.125%
HK$81,925
baseline
▲ 0.50% · 4.625%
HK$86,909
+HK$4,984/mo
Deposit HK$1.88M · loan HK$16.90M · min. income ≈ HK$163,850/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$704,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,762
−HK$4,634/mo
▼ 0.25% · 3.875%
HK$88,062
−HK$2,334/mo
Today · 4.125%
HK$90,396
baseline
▲ 0.50% · 4.625%
HK$95,161
+HK$4,765/mo
Deposit HK$1.88M · loan HK$16.90M · min. income ≈ HK$180,792/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$704,328 · Scale 2, in force from 26 Feb 2026)