LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,831
−HK$2,686/mo
▼ 0.25% · 3.875%
HK$44,163
−HK$1,354/mo
Today · 4.125%
HK$45,517
baseline
▲ 0.50% · 4.625%
HK$48,286
+HK$2,769/mo
Deposit HK$9.39M · loan HK$9.39M · min. income ≈ HK$91,034/mo (50% DSR)
Upfront cash ≈ HK$10.10M (deposit + AVD stamp duty HK$704,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,649
−HK$2,574/mo
▼ 0.25% · 3.875%
HK$48,927
−HK$1,296/mo
Today · 4.125%
HK$50,223
baseline
▲ 0.50% · 4.625%
HK$52,870
+HK$2,647/mo
Deposit HK$9.39M · loan HK$9.39M · min. income ≈ HK$100,446/mo (50% DSR)
Upfront cash ≈ HK$10.10M (deposit + AVD stamp duty HK$704,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,397
−HK$3,223/mo
▼ 0.25% · 3.875%
HK$52,996
−HK$1,624/mo
Today · 4.125%
HK$54,620
baseline
▲ 0.50% · 4.625%
HK$57,943
+HK$3,323/mo
Deposit HK$7.51M · loan HK$11.27M · min. income ≈ HK$109,240/mo (50% DSR)
Upfront cash ≈ HK$8.22M (deposit + AVD stamp duty HK$704,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,178
−HK$3,090/mo
▼ 0.25% · 3.875%
HK$58,712
−HK$1,556/mo
Today · 4.125%
HK$60,268
baseline
▲ 0.50% · 4.625%
HK$63,444
+HK$3,176/mo
Deposit HK$7.51M · loan HK$11.27M · min. income ≈ HK$120,536/mo (50% DSR)
Upfront cash ≈ HK$8.22M (deposit + AVD stamp duty HK$704,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,963
−HK$3,760/mo
▼ 0.25% · 3.875%
HK$61,828
−HK$1,895/mo
Today · 4.125%
HK$63,723
baseline
▲ 0.50% · 4.625%
HK$67,601
+HK$3,878/mo
Deposit HK$5.63M · loan HK$13.15M · min. income ≈ HK$127,446/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$704,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,708
−HK$3,604/mo
▼ 0.25% · 3.875%
HK$68,497
−HK$1,815/mo
Today · 4.125%
HK$70,312
baseline
▲ 0.50% · 4.625%
HK$74,018
+HK$3,706/mo
Deposit HK$5.63M · loan HK$13.15M · min. income ≈ HK$140,624/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$704,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,095
−HK$4,835/mo
▼ 0.25% · 3.875%
HK$79,493
−HK$2,437/mo
Today · 4.125%
HK$81,930
baseline
▲ 0.50% · 4.625%
HK$86,915
+HK$4,985/mo
Deposit HK$1.88M · loan HK$16.90M · min. income ≈ HK$163,860/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$704,373 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,768
−HK$4,633/mo
▼ 0.25% · 3.875%
HK$88,068
−HK$2,333/mo
Today · 4.125%
HK$90,401
baseline
▲ 0.50% · 4.625%
HK$95,167
+HK$4,766/mo
Deposit HK$1.88M · loan HK$16.90M · min. income ≈ HK$180,802/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$704,373 · Scale 2, in force from 26 Feb 2026)