LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,831
−HK$2,686/mo
▼ 0.25% · 3.875%
HK$44,164
−HK$1,353/mo
Today · 4.125%
HK$45,517
baseline
▲ 0.50% · 4.625%
HK$48,287
+HK$2,770/mo
Deposit HK$9.39M · loan HK$9.39M · min. income ≈ HK$91,034/mo (50% DSR)
Upfront cash ≈ HK$10.10M (deposit + AVD stamp duty HK$704,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,649
−HK$2,575/mo
▼ 0.25% · 3.875%
HK$48,927
−HK$1,297/mo
Today · 4.125%
HK$50,224
baseline
▲ 0.50% · 4.625%
HK$52,871
+HK$2,647/mo
Deposit HK$9.39M · loan HK$9.39M · min. income ≈ HK$100,448/mo (50% DSR)
Upfront cash ≈ HK$10.10M (deposit + AVD stamp duty HK$704,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,398
−HK$3,223/mo
▼ 0.25% · 3.875%
HK$52,996
−HK$1,625/mo
Today · 4.125%
HK$54,621
baseline
▲ 0.50% · 4.625%
HK$57,944
+HK$3,323/mo
Deposit HK$7.51M · loan HK$11.27M · min. income ≈ HK$109,242/mo (50% DSR)
Upfront cash ≈ HK$8.22M (deposit + AVD stamp duty HK$704,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,179
−HK$3,090/mo
▼ 0.25% · 3.875%
HK$58,713
−HK$1,556/mo
Today · 4.125%
HK$60,269
baseline
▲ 0.50% · 4.625%
HK$63,445
+HK$3,176/mo
Deposit HK$7.51M · loan HK$11.27M · min. income ≈ HK$120,538/mo (50% DSR)
Upfront cash ≈ HK$8.22M (deposit + AVD stamp duty HK$704,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,964
−HK$3,760/mo
▼ 0.25% · 3.875%
HK$61,829
−HK$1,895/mo
Today · 4.125%
HK$63,724
baseline
▲ 0.50% · 4.625%
HK$67,602
+HK$3,878/mo
Deposit HK$5.64M · loan HK$13.15M · min. income ≈ HK$127,448/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$704,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,709
−HK$3,604/mo
▼ 0.25% · 3.875%
HK$68,498
−HK$1,815/mo
Today · 4.125%
HK$70,313
baseline
▲ 0.50% · 4.625%
HK$74,020
+HK$3,707/mo
Deposit HK$5.64M · loan HK$13.15M · min. income ≈ HK$140,626/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$704,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,096
−HK$4,835/mo
▼ 0.25% · 3.875%
HK$79,495
−HK$2,436/mo
Today · 4.125%
HK$81,931
baseline
▲ 0.50% · 4.625%
HK$86,916
+HK$4,985/mo
Deposit HK$1.88M · loan HK$16.91M · min. income ≈ HK$163,862/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$704,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,769
−HK$4,634/mo
▼ 0.25% · 3.875%
HK$88,069
−HK$2,334/mo
Today · 4.125%
HK$90,403
baseline
▲ 0.50% · 4.625%
HK$95,168
+HK$4,765/mo
Deposit HK$1.88M · loan HK$16.91M · min. income ≈ HK$180,806/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$704,384 · Scale 2, in force from 26 Feb 2026)