LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,835
−HK$2,686/mo
▼ 0.25% · 3.875%
HK$44,167
−HK$1,354/mo
Today · 4.125%
HK$45,521
baseline
▲ 0.50% · 4.625%
HK$48,291
+HK$2,770/mo
Deposit HK$9.39M · loan HK$9.39M · min. income ≈ HK$91,042/mo (50% DSR)
Upfront cash ≈ HK$10.10M (deposit + AVD stamp duty HK$704,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,653
−HK$2,575/mo
▼ 0.25% · 3.875%
HK$48,931
−HK$1,297/mo
Today · 4.125%
HK$50,228
baseline
▲ 0.50% · 4.625%
HK$52,875
+HK$2,647/mo
Deposit HK$9.39M · loan HK$9.39M · min. income ≈ HK$100,456/mo (50% DSR)
Upfront cash ≈ HK$10.10M (deposit + AVD stamp duty HK$704,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,402
−HK$3,223/mo
▼ 0.25% · 3.875%
HK$53,000
−HK$1,625/mo
Today · 4.125%
HK$54,625
baseline
▲ 0.50% · 4.625%
HK$57,949
+HK$3,324/mo
Deposit HK$7.51M · loan HK$11.27M · min. income ≈ HK$109,250/mo (50% DSR)
Upfront cash ≈ HK$8.22M (deposit + AVD stamp duty HK$704,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,184
−HK$3,089/mo
▼ 0.25% · 3.875%
HK$58,717
−HK$1,556/mo
Today · 4.125%
HK$60,273
baseline
▲ 0.50% · 4.625%
HK$63,450
+HK$3,177/mo
Deposit HK$7.51M · loan HK$11.27M · min. income ≈ HK$120,546/mo (50% DSR)
Upfront cash ≈ HK$8.22M (deposit + AVD stamp duty HK$704,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,968
−HK$3,761/mo
▼ 0.25% · 3.875%
HK$61,834
−HK$1,895/mo
Today · 4.125%
HK$63,729
baseline
▲ 0.50% · 4.625%
HK$67,607
+HK$3,878/mo
Deposit HK$5.64M · loan HK$13.15M · min. income ≈ HK$127,458/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$704,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,714
−HK$3,605/mo
▼ 0.25% · 3.875%
HK$68,504
−HK$1,815/mo
Today · 4.125%
HK$70,319
baseline
▲ 0.50% · 4.625%
HK$74,025
+HK$3,706/mo
Deposit HK$5.64M · loan HK$13.15M · min. income ≈ HK$140,638/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$704,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,102
−HK$4,835/mo
▼ 0.25% · 3.875%
HK$79,501
−HK$2,436/mo
Today · 4.125%
HK$81,937
baseline
▲ 0.50% · 4.625%
HK$86,923
+HK$4,986/mo
Deposit HK$1.88M · loan HK$16.91M · min. income ≈ HK$163,874/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$704,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,775
−HK$4,635/mo
▼ 0.25% · 3.875%
HK$88,076
−HK$2,334/mo
Today · 4.125%
HK$90,410
baseline
▲ 0.50% · 4.625%
HK$95,175
+HK$4,765/mo
Deposit HK$1.88M · loan HK$16.91M · min. income ≈ HK$180,820/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$704,438 · Scale 2, in force from 26 Feb 2026)