LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,837
−HK$2,686/mo
▼ 0.25% · 3.875%
HK$44,169
−HK$1,354/mo
Today · 4.125%
HK$45,523
baseline
▲ 0.50% · 4.625%
HK$48,293
+HK$2,770/mo
Deposit HK$9.39M · loan HK$9.39M · min. income ≈ HK$91,046/mo (50% DSR)
Upfront cash ≈ HK$10.10M (deposit + AVD stamp duty HK$704,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,656
−HK$2,574/mo
▼ 0.25% · 3.875%
HK$48,934
−HK$1,296/mo
Today · 4.125%
HK$50,230
baseline
▲ 0.50% · 4.625%
HK$52,878
+HK$2,648/mo
Deposit HK$9.39M · loan HK$9.39M · min. income ≈ HK$100,460/mo (50% DSR)
Upfront cash ≈ HK$10.10M (deposit + AVD stamp duty HK$704,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,404
−HK$3,224/mo
▼ 0.25% · 3.875%
HK$53,003
−HK$1,625/mo
Today · 4.125%
HK$54,628
baseline
▲ 0.50% · 4.625%
HK$57,952
+HK$3,324/mo
Deposit HK$7.51M · loan HK$11.27M · min. income ≈ HK$109,256/mo (50% DSR)
Upfront cash ≈ HK$8.22M (deposit + AVD stamp duty HK$704,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,187
−HK$3,089/mo
▼ 0.25% · 3.875%
HK$58,720
−HK$1,556/mo
Today · 4.125%
HK$60,276
baseline
▲ 0.50% · 4.625%
HK$63,453
+HK$3,177/mo
Deposit HK$7.51M · loan HK$11.27M · min. income ≈ HK$120,552/mo (50% DSR)
Upfront cash ≈ HK$8.22M (deposit + AVD stamp duty HK$704,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,972
−HK$3,760/mo
▼ 0.25% · 3.875%
HK$61,837
−HK$1,895/mo
Today · 4.125%
HK$63,732
baseline
▲ 0.50% · 4.625%
HK$67,610
+HK$3,878/mo
Deposit HK$5.64M · loan HK$13.15M · min. income ≈ HK$127,464/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$704,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,718
−HK$3,604/mo
▼ 0.25% · 3.875%
HK$68,507
−HK$1,815/mo
Today · 4.125%
HK$70,322
baseline
▲ 0.50% · 4.625%
HK$74,029
+HK$3,707/mo
Deposit HK$5.64M · loan HK$13.15M · min. income ≈ HK$140,644/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$704,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,106
−HK$4,835/mo
▼ 0.25% · 3.875%
HK$79,505
−HK$2,436/mo
Today · 4.125%
HK$81,941
baseline
▲ 0.50% · 4.625%
HK$86,927
+HK$4,986/mo
Deposit HK$1.88M · loan HK$16.91M · min. income ≈ HK$163,882/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$704,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,780
−HK$4,634/mo
▼ 0.25% · 3.875%
HK$88,081
−HK$2,333/mo
Today · 4.125%
HK$90,414
baseline
▲ 0.50% · 4.625%
HK$95,180
+HK$4,766/mo
Deposit HK$1.88M · loan HK$16.91M · min. income ≈ HK$180,828/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$704,474 · Scale 2, in force from 26 Feb 2026)