LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,838
−HK$2,686/mo
▼ 0.25% · 3.875%
HK$44,170
−HK$1,354/mo
Today · 4.125%
HK$45,524
baseline
▲ 0.50% · 4.625%
HK$48,294
+HK$2,770/mo
Deposit HK$9.39M · loan HK$9.39M · min. income ≈ HK$91,048/mo (50% DSR)
Upfront cash ≈ HK$10.10M (deposit + AVD stamp duty HK$704,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,657
−HK$2,574/mo
▼ 0.25% · 3.875%
HK$48,935
−HK$1,296/mo
Today · 4.125%
HK$50,231
baseline
▲ 0.50% · 4.625%
HK$52,879
+HK$2,648/mo
Deposit HK$9.39M · loan HK$9.39M · min. income ≈ HK$100,462/mo (50% DSR)
Upfront cash ≈ HK$10.10M (deposit + AVD stamp duty HK$704,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,405
−HK$3,224/mo
▼ 0.25% · 3.875%
HK$53,004
−HK$1,625/mo
Today · 4.125%
HK$54,629
baseline
▲ 0.50% · 4.625%
HK$57,953
+HK$3,324/mo
Deposit HK$7.51M · loan HK$11.27M · min. income ≈ HK$109,258/mo (50% DSR)
Upfront cash ≈ HK$8.22M (deposit + AVD stamp duty HK$704,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,188
−HK$3,090/mo
▼ 0.25% · 3.875%
HK$58,722
−HK$1,556/mo
Today · 4.125%
HK$60,278
baseline
▲ 0.50% · 4.625%
HK$63,455
+HK$3,177/mo
Deposit HK$7.51M · loan HK$11.27M · min. income ≈ HK$120,556/mo (50% DSR)
Upfront cash ≈ HK$8.22M (deposit + AVD stamp duty HK$704,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,973
−HK$3,761/mo
▼ 0.25% · 3.875%
HK$61,838
−HK$1,896/mo
Today · 4.125%
HK$63,734
baseline
▲ 0.50% · 4.625%
HK$67,612
+HK$3,878/mo
Deposit HK$5.64M · loan HK$13.15M · min. income ≈ HK$127,468/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$704,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,719
−HK$3,605/mo
▼ 0.25% · 3.875%
HK$68,509
−HK$1,815/mo
Today · 4.125%
HK$70,324
baseline
▲ 0.50% · 4.625%
HK$74,031
+HK$3,707/mo
Deposit HK$5.64M · loan HK$13.15M · min. income ≈ HK$140,648/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$704,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,108
−HK$4,836/mo
▼ 0.25% · 3.875%
HK$79,507
−HK$2,437/mo
Today · 4.125%
HK$81,944
baseline
▲ 0.50% · 4.625%
HK$86,930
+HK$4,986/mo
Deposit HK$1.88M · loan HK$16.91M · min. income ≈ HK$163,888/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$704,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,782
−HK$4,635/mo
▼ 0.25% · 3.875%
HK$88,083
−HK$2,334/mo
Today · 4.125%
HK$90,417
baseline
▲ 0.50% · 4.625%
HK$95,183
+HK$4,766/mo
Deposit HK$1.88M · loan HK$16.91M · min. income ≈ HK$180,834/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$704,491 · Scale 2, in force from 26 Feb 2026)