LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,839
−HK$2,686/mo
▼ 0.25% · 3.875%
HK$44,171
−HK$1,354/mo
Today · 4.125%
HK$45,525
baseline
▲ 0.50% · 4.625%
HK$48,295
+HK$2,770/mo
Deposit HK$9.39M · loan HK$9.39M · min. income ≈ HK$91,050/mo (50% DSR)
Upfront cash ≈ HK$10.10M (deposit + AVD stamp duty HK$704,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,658
−HK$2,574/mo
▼ 0.25% · 3.875%
HK$48,936
−HK$1,296/mo
Today · 4.125%
HK$50,232
baseline
▲ 0.50% · 4.625%
HK$52,880
+HK$2,648/mo
Deposit HK$9.39M · loan HK$9.39M · min. income ≈ HK$100,464/mo (50% DSR)
Upfront cash ≈ HK$10.10M (deposit + AVD stamp duty HK$704,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,406
−HK$3,224/mo
▼ 0.25% · 3.875%
HK$53,006
−HK$1,624/mo
Today · 4.125%
HK$54,630
baseline
▲ 0.50% · 4.625%
HK$57,954
+HK$3,324/mo
Deposit HK$7.51M · loan HK$11.27M · min. income ≈ HK$109,260/mo (50% DSR)
Upfront cash ≈ HK$8.22M (deposit + AVD stamp duty HK$704,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,189
−HK$3,090/mo
▼ 0.25% · 3.875%
HK$58,723
−HK$1,556/mo
Today · 4.125%
HK$60,279
baseline
▲ 0.50% · 4.625%
HK$63,456
+HK$3,177/mo
Deposit HK$7.51M · loan HK$11.27M · min. income ≈ HK$120,558/mo (50% DSR)
Upfront cash ≈ HK$8.22M (deposit + AVD stamp duty HK$704,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,974
−HK$3,761/mo
▼ 0.25% · 3.875%
HK$61,840
−HK$1,895/mo
Today · 4.125%
HK$63,735
baseline
▲ 0.50% · 4.625%
HK$67,613
+HK$3,878/mo
Deposit HK$5.64M · loan HK$13.15M · min. income ≈ HK$127,470/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$704,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,721
−HK$3,604/mo
▼ 0.25% · 3.875%
HK$68,510
−HK$1,815/mo
Today · 4.125%
HK$70,325
baseline
▲ 0.50% · 4.625%
HK$74,032
+HK$3,707/mo
Deposit HK$5.64M · loan HK$13.15M · min. income ≈ HK$140,650/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$704,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,110
−HK$4,835/mo
▼ 0.25% · 3.875%
HK$79,508
−HK$2,437/mo
Today · 4.125%
HK$81,945
baseline
▲ 0.50% · 4.625%
HK$86,931
+HK$4,986/mo
Deposit HK$1.88M · loan HK$16.91M · min. income ≈ HK$163,890/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$704,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,784
−HK$4,634/mo
▼ 0.25% · 3.875%
HK$88,084
−HK$2,334/mo
Today · 4.125%
HK$90,418
baseline
▲ 0.50% · 4.625%
HK$95,185
+HK$4,767/mo
Deposit HK$1.88M · loan HK$16.91M · min. income ≈ HK$180,836/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$704,506 · Scale 2, in force from 26 Feb 2026)