LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,842
−HK$2,687/mo
▼ 0.25% · 3.875%
HK$44,175
−HK$1,354/mo
Today · 4.125%
HK$45,529
baseline
▲ 0.50% · 4.625%
HK$48,299
+HK$2,770/mo
Deposit HK$9.39M · loan HK$9.39M · min. income ≈ HK$91,058/mo (50% DSR)
Upfront cash ≈ HK$10.10M (deposit + AVD stamp duty HK$704,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,661
−HK$2,575/mo
▼ 0.25% · 3.875%
HK$48,940
−HK$1,296/mo
Today · 4.125%
HK$50,236
baseline
▲ 0.50% · 4.625%
HK$52,884
+HK$2,648/mo
Deposit HK$9.39M · loan HK$9.39M · min. income ≈ HK$100,472/mo (50% DSR)
Upfront cash ≈ HK$10.10M (deposit + AVD stamp duty HK$704,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,410
−HK$3,224/mo
▼ 0.25% · 3.875%
HK$53,010
−HK$1,624/mo
Today · 4.125%
HK$54,634
baseline
▲ 0.50% · 4.625%
HK$57,959
+HK$3,325/mo
Deposit HK$7.52M · loan HK$11.27M · min. income ≈ HK$109,268/mo (50% DSR)
Upfront cash ≈ HK$8.22M (deposit + AVD stamp duty HK$704,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,194
−HK$3,090/mo
▼ 0.25% · 3.875%
HK$58,727
−HK$1,557/mo
Today · 4.125%
HK$60,284
baseline
▲ 0.50% · 4.625%
HK$63,461
+HK$3,177/mo
Deposit HK$7.52M · loan HK$11.27M · min. income ≈ HK$120,568/mo (50% DSR)
Upfront cash ≈ HK$8.22M (deposit + AVD stamp duty HK$704,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,979
−HK$3,761/mo
▼ 0.25% · 3.875%
HK$61,845
−HK$1,895/mo
Today · 4.125%
HK$63,740
baseline
▲ 0.50% · 4.625%
HK$67,618
+HK$3,878/mo
Deposit HK$5.64M · loan HK$13.15M · min. income ≈ HK$127,480/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$704,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,726
−HK$3,605/mo
▼ 0.25% · 3.875%
HK$68,515
−HK$1,816/mo
Today · 4.125%
HK$70,331
baseline
▲ 0.50% · 4.625%
HK$74,038
+HK$3,707/mo
Deposit HK$5.64M · loan HK$13.15M · min. income ≈ HK$140,662/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$704,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,116
−HK$4,835/mo
▼ 0.25% · 3.875%
HK$79,514
−HK$2,437/mo
Today · 4.125%
HK$81,951
baseline
▲ 0.50% · 4.625%
HK$86,938
+HK$4,987/mo
Deposit HK$1.88M · loan HK$16.91M · min. income ≈ HK$163,902/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$704,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,790
−HK$4,635/mo
▼ 0.25% · 3.875%
HK$88,091
−HK$2,334/mo
Today · 4.125%
HK$90,425
baseline
▲ 0.50% · 4.625%
HK$95,192
+HK$4,767/mo
Deposit HK$1.88M · loan HK$16.91M · min. income ≈ HK$180,850/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$704,560 · Scale 2, in force from 26 Feb 2026)