LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,843
−HK$2,687/mo
▼ 0.25% · 3.875%
HK$44,176
−HK$1,354/mo
Today · 4.125%
HK$45,530
baseline
▲ 0.50% · 4.625%
HK$48,300
+HK$2,770/mo
Deposit HK$9.39M · loan HK$9.39M · min. income ≈ HK$91,060/mo (50% DSR)
Upfront cash ≈ HK$10.10M (deposit + AVD stamp duty HK$704,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,662
−HK$2,575/mo
▼ 0.25% · 3.875%
HK$48,941
−HK$1,296/mo
Today · 4.125%
HK$50,237
baseline
▲ 0.50% · 4.625%
HK$52,885
+HK$2,648/mo
Deposit HK$9.39M · loan HK$9.39M · min. income ≈ HK$100,474/mo (50% DSR)
Upfront cash ≈ HK$10.10M (deposit + AVD stamp duty HK$704,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,412
−HK$3,223/mo
▼ 0.25% · 3.875%
HK$53,011
−HK$1,624/mo
Today · 4.125%
HK$54,635
baseline
▲ 0.50% · 4.625%
HK$57,960
+HK$3,325/mo
Deposit HK$7.52M · loan HK$11.27M · min. income ≈ HK$109,270/mo (50% DSR)
Upfront cash ≈ HK$8.22M (deposit + AVD stamp duty HK$704,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,195
−HK$3,090/mo
▼ 0.25% · 3.875%
HK$58,729
−HK$1,556/mo
Today · 4.125%
HK$60,285
baseline
▲ 0.50% · 4.625%
HK$63,463
+HK$3,178/mo
Deposit HK$7.52M · loan HK$11.27M · min. income ≈ HK$120,570/mo (50% DSR)
Upfront cash ≈ HK$8.22M (deposit + AVD stamp duty HK$704,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,980
−HK$3,761/mo
▼ 0.25% · 3.875%
HK$61,846
−HK$1,895/mo
Today · 4.125%
HK$63,741
baseline
▲ 0.50% · 4.625%
HK$67,620
+HK$3,879/mo
Deposit HK$5.64M · loan HK$13.15M · min. income ≈ HK$127,482/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$704,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,727
−HK$3,605/mo
▼ 0.25% · 3.875%
HK$68,517
−HK$1,815/mo
Today · 4.125%
HK$70,332
baseline
▲ 0.50% · 4.625%
HK$74,040
+HK$3,708/mo
Deposit HK$5.64M · loan HK$13.15M · min. income ≈ HK$140,664/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$704,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,117
−HK$4,836/mo
▼ 0.25% · 3.875%
HK$79,516
−HK$2,437/mo
Today · 4.125%
HK$81,953
baseline
▲ 0.50% · 4.625%
HK$86,940
+HK$4,987/mo
Deposit HK$1.88M · loan HK$16.91M · min. income ≈ HK$163,906/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$704,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,792
−HK$4,635/mo
▼ 0.25% · 3.875%
HK$88,093
−HK$2,334/mo
Today · 4.125%
HK$90,427
baseline
▲ 0.50% · 4.625%
HK$95,194
+HK$4,767/mo
Deposit HK$1.88M · loan HK$16.91M · min. income ≈ HK$180,854/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$704,575 · Scale 2, in force from 26 Feb 2026)