LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,844
−HK$2,687/mo
▼ 0.25% · 3.875%
HK$44,177
−HK$1,354/mo
Today · 4.125%
HK$45,531
baseline
▲ 0.50% · 4.625%
HK$48,301
+HK$2,770/mo
Deposit HK$9.39M · loan HK$9.39M · min. income ≈ HK$91,062/mo (50% DSR)
Upfront cash ≈ HK$10.10M (deposit + AVD stamp duty HK$704,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,663
−HK$2,576/mo
▼ 0.25% · 3.875%
HK$48,942
−HK$1,297/mo
Today · 4.125%
HK$50,239
baseline
▲ 0.50% · 4.625%
HK$52,887
+HK$2,648/mo
Deposit HK$9.39M · loan HK$9.39M · min. income ≈ HK$100,478/mo (50% DSR)
Upfront cash ≈ HK$10.10M (deposit + AVD stamp duty HK$704,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,413
−HK$3,224/mo
▼ 0.25% · 3.875%
HK$53,012
−HK$1,625/mo
Today · 4.125%
HK$54,637
baseline
▲ 0.50% · 4.625%
HK$57,961
+HK$3,324/mo
Deposit HK$7.52M · loan HK$11.27M · min. income ≈ HK$109,274/mo (50% DSR)
Upfront cash ≈ HK$8.22M (deposit + AVD stamp duty HK$704,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,196
−HK$3,090/mo
▼ 0.25% · 3.875%
HK$58,730
−HK$1,556/mo
Today · 4.125%
HK$60,286
baseline
▲ 0.50% · 4.625%
HK$63,464
+HK$3,178/mo
Deposit HK$7.52M · loan HK$11.27M · min. income ≈ HK$120,572/mo (50% DSR)
Upfront cash ≈ HK$8.22M (deposit + AVD stamp duty HK$704,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,981
−HK$3,762/mo
▼ 0.25% · 3.875%
HK$61,847
−HK$1,896/mo
Today · 4.125%
HK$63,743
baseline
▲ 0.50% · 4.625%
HK$67,621
+HK$3,878/mo
Deposit HK$5.64M · loan HK$13.15M · min. income ≈ HK$127,486/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$704,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,729
−HK$3,605/mo
▼ 0.25% · 3.875%
HK$68,518
−HK$1,816/mo
Today · 4.125%
HK$70,334
baseline
▲ 0.50% · 4.625%
HK$74,041
+HK$3,707/mo
Deposit HK$5.64M · loan HK$13.15M · min. income ≈ HK$140,668/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$704,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,119
−HK$4,836/mo
▼ 0.25% · 3.875%
HK$79,518
−HK$2,437/mo
Today · 4.125%
HK$81,955
baseline
▲ 0.50% · 4.625%
HK$86,942
+HK$4,987/mo
Deposit HK$1.88M · loan HK$16.91M · min. income ≈ HK$163,910/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$704,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,794
−HK$4,635/mo
▼ 0.25% · 3.875%
HK$88,095
−HK$2,334/mo
Today · 4.125%
HK$90,429
baseline
▲ 0.50% · 4.625%
HK$95,196
+HK$4,767/mo
Deposit HK$1.88M · loan HK$16.91M · min. income ≈ HK$180,858/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$704,591 · Scale 2, in force from 26 Feb 2026)