LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,846
−HK$2,686/mo
▼ 0.25% · 3.875%
HK$44,178
−HK$1,354/mo
Today · 4.125%
HK$45,532
baseline
▲ 0.50% · 4.625%
HK$48,303
+HK$2,771/mo
Deposit HK$9.39M · loan HK$9.39M · min. income ≈ HK$91,064/mo (50% DSR)
Upfront cash ≈ HK$10.10M (deposit + AVD stamp duty HK$704,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,665
−HK$2,576/mo
▼ 0.25% · 3.875%
HK$48,944
−HK$1,297/mo
Today · 4.125%
HK$50,241
baseline
▲ 0.50% · 4.625%
HK$52,889
+HK$2,648/mo
Deposit HK$9.39M · loan HK$9.39M · min. income ≈ HK$100,482/mo (50% DSR)
Upfront cash ≈ HK$10.10M (deposit + AVD stamp duty HK$704,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,415
−HK$3,224/mo
▼ 0.25% · 3.875%
HK$53,014
−HK$1,625/mo
Today · 4.125%
HK$54,639
baseline
▲ 0.50% · 4.625%
HK$57,964
+HK$3,325/mo
Deposit HK$7.52M · loan HK$11.27M · min. income ≈ HK$109,278/mo (50% DSR)
Upfront cash ≈ HK$8.22M (deposit + AVD stamp duty HK$704,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,198
−HK$3,091/mo
▼ 0.25% · 3.875%
HK$58,732
−HK$1,557/mo
Today · 4.125%
HK$60,289
baseline
▲ 0.50% · 4.625%
HK$63,467
+HK$3,178/mo
Deposit HK$7.52M · loan HK$11.27M · min. income ≈ HK$120,578/mo (50% DSR)
Upfront cash ≈ HK$8.22M (deposit + AVD stamp duty HK$704,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,984
−HK$3,761/mo
▼ 0.25% · 3.875%
HK$61,850
−HK$1,895/mo
Today · 4.125%
HK$63,745
baseline
▲ 0.50% · 4.625%
HK$67,624
+HK$3,879/mo
Deposit HK$5.64M · loan HK$13.15M · min. income ≈ HK$127,490/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$704,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,731
−HK$3,606/mo
▼ 0.25% · 3.875%
HK$68,521
−HK$1,816/mo
Today · 4.125%
HK$70,337
baseline
▲ 0.50% · 4.625%
HK$74,044
+HK$3,707/mo
Deposit HK$5.64M · loan HK$13.15M · min. income ≈ HK$140,674/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$704,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,122
−HK$4,836/mo
▼ 0.25% · 3.875%
HK$79,521
−HK$2,437/mo
Today · 4.125%
HK$81,958
baseline
▲ 0.50% · 4.625%
HK$86,945
+HK$4,987/mo
Deposit HK$1.88M · loan HK$16.91M · min. income ≈ HK$163,916/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$704,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,798
−HK$4,635/mo
▼ 0.25% · 3.875%
HK$88,099
−HK$2,334/mo
Today · 4.125%
HK$90,433
baseline
▲ 0.50% · 4.625%
HK$95,200
+HK$4,767/mo
Deposit HK$1.88M · loan HK$16.91M · min. income ≈ HK$180,866/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$704,619 · Scale 2, in force from 26 Feb 2026)