LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,846
−HK$2,687/mo
▼ 0.25% · 3.875%
HK$44,179
−HK$1,354/mo
Today · 4.125%
HK$45,533
baseline
▲ 0.50% · 4.625%
HK$48,304
+HK$2,771/mo
Deposit HK$9.40M · loan HK$9.40M · min. income ≈ HK$91,066/mo (50% DSR)
Upfront cash ≈ HK$10.10M (deposit + AVD stamp duty HK$704,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,666
−HK$2,575/mo
▼ 0.25% · 3.875%
HK$48,944
−HK$1,297/mo
Today · 4.125%
HK$50,241
baseline
▲ 0.50% · 4.625%
HK$52,889
+HK$2,648/mo
Deposit HK$9.40M · loan HK$9.40M · min. income ≈ HK$100,482/mo (50% DSR)
Upfront cash ≈ HK$10.10M (deposit + AVD stamp duty HK$704,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,415
−HK$3,225/mo
▼ 0.25% · 3.875%
HK$53,015
−HK$1,625/mo
Today · 4.125%
HK$54,640
baseline
▲ 0.50% · 4.625%
HK$57,964
+HK$3,324/mo
Deposit HK$7.52M · loan HK$11.27M · min. income ≈ HK$109,280/mo (50% DSR)
Upfront cash ≈ HK$8.22M (deposit + AVD stamp duty HK$704,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,199
−HK$3,090/mo
▼ 0.25% · 3.875%
HK$58,733
−HK$1,556/mo
Today · 4.125%
HK$60,289
baseline
▲ 0.50% · 4.625%
HK$63,467
+HK$3,178/mo
Deposit HK$7.52M · loan HK$11.27M · min. income ≈ HK$120,578/mo (50% DSR)
Upfront cash ≈ HK$8.22M (deposit + AVD stamp duty HK$704,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,985
−HK$3,761/mo
▼ 0.25% · 3.875%
HK$61,850
−HK$1,896/mo
Today · 4.125%
HK$63,746
baseline
▲ 0.50% · 4.625%
HK$67,625
+HK$3,879/mo
Deposit HK$5.64M · loan HK$13.15M · min. income ≈ HK$127,492/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$704,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,732
−HK$3,606/mo
▼ 0.25% · 3.875%
HK$68,522
−HK$1,816/mo
Today · 4.125%
HK$70,338
baseline
▲ 0.50% · 4.625%
HK$74,045
+HK$3,707/mo
Deposit HK$5.64M · loan HK$13.15M · min. income ≈ HK$140,676/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$704,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,123
−HK$4,836/mo
▼ 0.25% · 3.875%
HK$79,522
−HK$2,437/mo
Today · 4.125%
HK$81,959
baseline
▲ 0.50% · 4.625%
HK$86,946
+HK$4,987/mo
Deposit HK$1.88M · loan HK$16.91M · min. income ≈ HK$163,918/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$704,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,799
−HK$4,635/mo
▼ 0.25% · 3.875%
HK$88,100
−HK$2,334/mo
Today · 4.125%
HK$90,434
baseline
▲ 0.50% · 4.625%
HK$95,201
+HK$4,767/mo
Deposit HK$1.88M · loan HK$16.91M · min. income ≈ HK$180,868/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$704,628 · Scale 2, in force from 26 Feb 2026)