LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,847
−HK$2,687/mo
▼ 0.25% · 3.875%
HK$44,180
−HK$1,354/mo
Today · 4.125%
HK$45,534
baseline
▲ 0.50% · 4.625%
HK$48,305
+HK$2,771/mo
Deposit HK$9.40M · loan HK$9.40M · min. income ≈ HK$91,068/mo (50% DSR)
Upfront cash ≈ HK$10.10M (deposit + AVD stamp duty HK$704,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,667
−HK$2,575/mo
▼ 0.25% · 3.875%
HK$48,946
−HK$1,296/mo
Today · 4.125%
HK$50,242
baseline
▲ 0.50% · 4.625%
HK$52,891
+HK$2,649/mo
Deposit HK$9.40M · loan HK$9.40M · min. income ≈ HK$100,484/mo (50% DSR)
Upfront cash ≈ HK$10.10M (deposit + AVD stamp duty HK$704,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,417
−HK$3,224/mo
▼ 0.25% · 3.875%
HK$53,016
−HK$1,625/mo
Today · 4.125%
HK$54,641
baseline
▲ 0.50% · 4.625%
HK$57,966
+HK$3,325/mo
Deposit HK$7.52M · loan HK$11.27M · min. income ≈ HK$109,282/mo (50% DSR)
Upfront cash ≈ HK$8.22M (deposit + AVD stamp duty HK$704,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,201
−HK$3,090/mo
▼ 0.25% · 3.875%
HK$58,735
−HK$1,556/mo
Today · 4.125%
HK$60,291
baseline
▲ 0.50% · 4.625%
HK$63,469
+HK$3,178/mo
Deposit HK$7.52M · loan HK$11.27M · min. income ≈ HK$120,582/mo (50% DSR)
Upfront cash ≈ HK$8.22M (deposit + AVD stamp duty HK$704,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,986
−HK$3,762/mo
▼ 0.25% · 3.875%
HK$61,852
−HK$1,896/mo
Today · 4.125%
HK$63,748
baseline
▲ 0.50% · 4.625%
HK$67,627
+HK$3,879/mo
Deposit HK$5.64M · loan HK$13.15M · min. income ≈ HK$127,496/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$704,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,734
−HK$3,605/mo
▼ 0.25% · 3.875%
HK$68,524
−HK$1,815/mo
Today · 4.125%
HK$70,339
baseline
▲ 0.50% · 4.625%
HK$74,047
+HK$3,708/mo
Deposit HK$5.64M · loan HK$13.15M · min. income ≈ HK$140,678/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$704,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,125
−HK$4,837/mo
▼ 0.25% · 3.875%
HK$79,524
−HK$2,438/mo
Today · 4.125%
HK$81,962
baseline
▲ 0.50% · 4.625%
HK$86,949
+HK$4,987/mo
Deposit HK$1.88M · loan HK$16.91M · min. income ≈ HK$163,924/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$704,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,801
−HK$4,635/mo
▼ 0.25% · 3.875%
HK$88,102
−HK$2,334/mo
Today · 4.125%
HK$90,436
baseline
▲ 0.50% · 4.625%
HK$95,203
+HK$4,767/mo
Deposit HK$1.88M · loan HK$16.91M · min. income ≈ HK$180,872/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$704,646 · Scale 2, in force from 26 Feb 2026)