LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,848
−HK$2,687/mo
▼ 0.25% · 3.875%
HK$44,180
−HK$1,355/mo
Today · 4.125%
HK$45,535
baseline
▲ 0.50% · 4.625%
HK$48,305
+HK$2,770/mo
Deposit HK$9.40M · loan HK$9.40M · min. income ≈ HK$91,070/mo (50% DSR)
Upfront cash ≈ HK$10.10M (deposit + AVD stamp duty HK$704,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,668
−HK$2,575/mo
▼ 0.25% · 3.875%
HK$48,946
−HK$1,297/mo
Today · 4.125%
HK$50,243
baseline
▲ 0.50% · 4.625%
HK$52,891
+HK$2,648/mo
Deposit HK$9.40M · loan HK$9.40M · min. income ≈ HK$100,486/mo (50% DSR)
Upfront cash ≈ HK$10.10M (deposit + AVD stamp duty HK$704,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,417
−HK$3,224/mo
▼ 0.25% · 3.875%
HK$53,016
−HK$1,625/mo
Today · 4.125%
HK$54,641
baseline
▲ 0.50% · 4.625%
HK$57,966
+HK$3,325/mo
Deposit HK$7.52M · loan HK$11.27M · min. income ≈ HK$109,282/mo (50% DSR)
Upfront cash ≈ HK$8.22M (deposit + AVD stamp duty HK$704,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,201
−HK$3,090/mo
▼ 0.25% · 3.875%
HK$58,735
−HK$1,556/mo
Today · 4.125%
HK$60,291
baseline
▲ 0.50% · 4.625%
HK$63,469
+HK$3,178/mo
Deposit HK$7.52M · loan HK$11.27M · min. income ≈ HK$120,582/mo (50% DSR)
Upfront cash ≈ HK$8.22M (deposit + AVD stamp duty HK$704,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,987
−HK$3,761/mo
▼ 0.25% · 3.875%
HK$61,853
−HK$1,895/mo
Today · 4.125%
HK$63,748
baseline
▲ 0.50% · 4.625%
HK$67,627
+HK$3,879/mo
Deposit HK$5.64M · loan HK$13.15M · min. income ≈ HK$127,496/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$704,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,735
−HK$3,605/mo
▼ 0.25% · 3.875%
HK$68,524
−HK$1,816/mo
Today · 4.125%
HK$70,340
baseline
▲ 0.50% · 4.625%
HK$74,048
+HK$3,708/mo
Deposit HK$5.64M · loan HK$13.15M · min. income ≈ HK$140,680/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$704,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,126
−HK$4,836/mo
▼ 0.25% · 3.875%
HK$79,525
−HK$2,437/mo
Today · 4.125%
HK$81,962
baseline
▲ 0.50% · 4.625%
HK$86,949
+HK$4,987/mo
Deposit HK$1.88M · loan HK$16.91M · min. income ≈ HK$163,924/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$704,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,802
−HK$4,635/mo
▼ 0.25% · 3.875%
HK$88,103
−HK$2,334/mo
Today · 4.125%
HK$90,437
baseline
▲ 0.50% · 4.625%
HK$95,204
+HK$4,767/mo
Deposit HK$1.88M · loan HK$16.91M · min. income ≈ HK$180,874/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$704,652 · Scale 2, in force from 26 Feb 2026)