LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,852
−HK$2,687/mo
▼ 0.25% · 3.875%
HK$44,185
−HK$1,354/mo
Today · 4.125%
HK$45,539
baseline
▲ 0.50% · 4.625%
HK$48,310
+HK$2,771/mo
Deposit HK$9.40M · loan HK$9.40M · min. income ≈ HK$91,078/mo (50% DSR)
Upfront cash ≈ HK$10.10M (deposit + AVD stamp duty HK$704,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,672
−HK$2,576/mo
▼ 0.25% · 3.875%
HK$48,951
−HK$1,297/mo
Today · 4.125%
HK$50,248
baseline
▲ 0.50% · 4.625%
HK$52,896
+HK$2,648/mo
Deposit HK$9.40M · loan HK$9.40M · min. income ≈ HK$100,496/mo (50% DSR)
Upfront cash ≈ HK$10.10M (deposit + AVD stamp duty HK$704,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,422
−HK$3,225/mo
▼ 0.25% · 3.875%
HK$53,022
−HK$1,625/mo
Today · 4.125%
HK$54,647
baseline
▲ 0.50% · 4.625%
HK$57,972
+HK$3,325/mo
Deposit HK$7.52M · loan HK$11.28M · min. income ≈ HK$109,294/mo (50% DSR)
Upfront cash ≈ HK$8.22M (deposit + AVD stamp duty HK$704,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,207
−HK$3,090/mo
▼ 0.25% · 3.875%
HK$58,741
−HK$1,556/mo
Today · 4.125%
HK$60,297
baseline
▲ 0.50% · 4.625%
HK$63,476
+HK$3,179/mo
Deposit HK$7.52M · loan HK$11.28M · min. income ≈ HK$120,594/mo (50% DSR)
Upfront cash ≈ HK$8.22M (deposit + AVD stamp duty HK$704,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,993
−HK$3,762/mo
▼ 0.25% · 3.875%
HK$61,859
−HK$1,896/mo
Today · 4.125%
HK$63,755
baseline
▲ 0.50% · 4.625%
HK$67,634
+HK$3,879/mo
Deposit HK$5.64M · loan HK$13.15M · min. income ≈ HK$127,510/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$704,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,741
−HK$3,606/mo
▼ 0.25% · 3.875%
HK$68,531
−HK$1,816/mo
Today · 4.125%
HK$70,347
baseline
▲ 0.50% · 4.625%
HK$74,055
+HK$3,708/mo
Deposit HK$5.64M · loan HK$13.15M · min. income ≈ HK$140,694/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$704,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,133
−HK$4,837/mo
▼ 0.25% · 3.875%
HK$79,533
−HK$2,437/mo
Today · 4.125%
HK$81,970
baseline
▲ 0.50% · 4.625%
HK$86,958
+HK$4,988/mo
Deposit HK$1.88M · loan HK$16.91M · min. income ≈ HK$163,940/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$704,721 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,810
−HK$4,636/mo
▼ 0.25% · 3.875%
HK$88,111
−HK$2,335/mo
Today · 4.125%
HK$90,446
baseline
▲ 0.50% · 4.625%
HK$95,214
+HK$4,768/mo
Deposit HK$1.88M · loan HK$16.91M · min. income ≈ HK$180,892/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$704,721 · Scale 2, in force from 26 Feb 2026)