LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,854
−HK$2,688/mo
▼ 0.25% · 3.875%
HK$44,187
−HK$1,355/mo
Today · 4.125%
HK$45,542
baseline
▲ 0.50% · 4.625%
HK$48,313
+HK$2,771/mo
Deposit HK$9.40M · loan HK$9.40M · min. income ≈ HK$91,084/mo (50% DSR)
Upfront cash ≈ HK$10.10M (deposit + AVD stamp duty HK$704,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,675
−HK$2,576/mo
▼ 0.25% · 3.875%
HK$48,954
−HK$1,297/mo
Today · 4.125%
HK$50,251
baseline
▲ 0.50% · 4.625%
HK$52,900
+HK$2,649/mo
Deposit HK$9.40M · loan HK$9.40M · min. income ≈ HK$100,502/mo (50% DSR)
Upfront cash ≈ HK$10.10M (deposit + AVD stamp duty HK$704,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,425
−HK$3,225/mo
▼ 0.25% · 3.875%
HK$53,025
−HK$1,625/mo
Today · 4.125%
HK$54,650
baseline
▲ 0.50% · 4.625%
HK$57,975
+HK$3,325/mo
Deposit HK$7.52M · loan HK$11.28M · min. income ≈ HK$109,300/mo (50% DSR)
Upfront cash ≈ HK$8.22M (deposit + AVD stamp duty HK$704,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,210
−HK$3,091/mo
▼ 0.25% · 3.875%
HK$58,744
−HK$1,557/mo
Today · 4.125%
HK$60,301
baseline
▲ 0.50% · 4.625%
HK$63,479
+HK$3,178/mo
Deposit HK$7.52M · loan HK$11.28M · min. income ≈ HK$120,602/mo (50% DSR)
Upfront cash ≈ HK$8.22M (deposit + AVD stamp duty HK$704,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,996
−HK$3,762/mo
▼ 0.25% · 3.875%
HK$61,862
−HK$1,896/mo
Today · 4.125%
HK$63,758
baseline
▲ 0.50% · 4.625%
HK$67,638
+HK$3,880/mo
Deposit HK$5.64M · loan HK$13.16M · min. income ≈ HK$127,516/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$704,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,745
−HK$3,606/mo
▼ 0.25% · 3.875%
HK$68,535
−HK$1,816/mo
Today · 4.125%
HK$70,351
baseline
▲ 0.50% · 4.625%
HK$74,059
+HK$3,708/mo
Deposit HK$5.64M · loan HK$13.16M · min. income ≈ HK$140,702/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$704,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,138
−HK$4,837/mo
▼ 0.25% · 3.875%
HK$79,537
−HK$2,438/mo
Today · 4.125%
HK$81,975
baseline
▲ 0.50% · 4.625%
HK$86,963
+HK$4,988/mo
Deposit HK$1.88M · loan HK$16.91M · min. income ≈ HK$163,950/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$704,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,815
−HK$4,636/mo
▼ 0.25% · 3.875%
HK$88,117
−HK$2,334/mo
Today · 4.125%
HK$90,451
baseline
▲ 0.50% · 4.625%
HK$95,219
+HK$4,768/mo
Deposit HK$1.88M · loan HK$16.91M · min. income ≈ HK$180,902/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$704,763 · Scale 2, in force from 26 Feb 2026)