LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,855
−HK$2,688/mo
▼ 0.25% · 3.875%
HK$44,188
−HK$1,355/mo
Today · 4.125%
HK$45,543
baseline
▲ 0.50% · 4.625%
HK$48,314
+HK$2,771/mo
Deposit HK$9.40M · loan HK$9.40M · min. income ≈ HK$91,086/mo (50% DSR)
Upfront cash ≈ HK$10.10M (deposit + AVD stamp duty HK$704,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,676
−HK$2,576/mo
▼ 0.25% · 3.875%
HK$48,955
−HK$1,297/mo
Today · 4.125%
HK$50,252
baseline
▲ 0.50% · 4.625%
HK$52,901
+HK$2,649/mo
Deposit HK$9.40M · loan HK$9.40M · min. income ≈ HK$100,504/mo (50% DSR)
Upfront cash ≈ HK$10.10M (deposit + AVD stamp duty HK$704,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,426
−HK$3,225/mo
▼ 0.25% · 3.875%
HK$53,026
−HK$1,625/mo
Today · 4.125%
HK$54,651
baseline
▲ 0.50% · 4.625%
HK$57,977
+HK$3,326/mo
Deposit HK$7.52M · loan HK$11.28M · min. income ≈ HK$109,302/mo (50% DSR)
Upfront cash ≈ HK$8.22M (deposit + AVD stamp duty HK$704,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,211
−HK$3,091/mo
▼ 0.25% · 3.875%
HK$58,746
−HK$1,556/mo
Today · 4.125%
HK$60,302
baseline
▲ 0.50% · 4.625%
HK$63,481
+HK$3,179/mo
Deposit HK$7.52M · loan HK$11.28M · min. income ≈ HK$120,604/mo (50% DSR)
Upfront cash ≈ HK$8.22M (deposit + AVD stamp duty HK$704,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,998
−HK$3,762/mo
▼ 0.25% · 3.875%
HK$61,864
−HK$1,896/mo
Today · 4.125%
HK$63,760
baseline
▲ 0.50% · 4.625%
HK$67,640
+HK$3,880/mo
Deposit HK$5.64M · loan HK$13.16M · min. income ≈ HK$127,520/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$704,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,747
−HK$3,606/mo
▼ 0.25% · 3.875%
HK$68,537
−HK$1,816/mo
Today · 4.125%
HK$70,353
baseline
▲ 0.50% · 4.625%
HK$74,061
+HK$3,708/mo
Deposit HK$5.64M · loan HK$13.16M · min. income ≈ HK$140,706/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$704,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,140
−HK$4,837/mo
▼ 0.25% · 3.875%
HK$79,539
−HK$2,438/mo
Today · 4.125%
HK$81,977
baseline
▲ 0.50% · 4.625%
HK$86,965
+HK$4,988/mo
Deposit HK$1.88M · loan HK$16.91M · min. income ≈ HK$163,954/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$704,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,817
−HK$4,637/mo
▼ 0.25% · 3.875%
HK$88,119
−HK$2,335/mo
Today · 4.125%
HK$90,454
baseline
▲ 0.50% · 4.625%
HK$95,222
+HK$4,768/mo
Deposit HK$1.88M · loan HK$16.91M · min. income ≈ HK$180,908/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$704,780 · Scale 2, in force from 26 Feb 2026)