LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,856
−HK$2,687/mo
▼ 0.25% · 3.875%
HK$44,189
−HK$1,354/mo
Today · 4.125%
HK$45,543
baseline
▲ 0.50% · 4.625%
HK$48,315
+HK$2,772/mo
Deposit HK$9.40M · loan HK$9.40M · min. income ≈ HK$91,086/mo (50% DSR)
Upfront cash ≈ HK$10.10M (deposit + AVD stamp duty HK$704,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,677
−HK$2,576/mo
▼ 0.25% · 3.875%
HK$48,956
−HK$1,297/mo
Today · 4.125%
HK$50,253
baseline
▲ 0.50% · 4.625%
HK$52,902
+HK$2,649/mo
Deposit HK$9.40M · loan HK$9.40M · min. income ≈ HK$100,506/mo (50% DSR)
Upfront cash ≈ HK$10.10M (deposit + AVD stamp duty HK$704,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,427
−HK$3,225/mo
▼ 0.25% · 3.875%
HK$53,027
−HK$1,625/mo
Today · 4.125%
HK$54,652
baseline
▲ 0.50% · 4.625%
HK$57,978
+HK$3,326/mo
Deposit HK$7.52M · loan HK$11.28M · min. income ≈ HK$109,304/mo (50% DSR)
Upfront cash ≈ HK$8.22M (deposit + AVD stamp duty HK$704,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,212
−HK$3,091/mo
▼ 0.25% · 3.875%
HK$58,747
−HK$1,556/mo
Today · 4.125%
HK$60,303
baseline
▲ 0.50% · 4.625%
HK$63,482
+HK$3,179/mo
Deposit HK$7.52M · loan HK$11.28M · min. income ≈ HK$120,606/mo (50% DSR)
Upfront cash ≈ HK$8.22M (deposit + AVD stamp duty HK$704,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,998
−HK$3,763/mo
▼ 0.25% · 3.875%
HK$61,865
−HK$1,896/mo
Today · 4.125%
HK$63,761
baseline
▲ 0.50% · 4.625%
HK$67,640
+HK$3,879/mo
Deposit HK$5.64M · loan HK$13.16M · min. income ≈ HK$127,522/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$704,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,748
−HK$3,606/mo
▼ 0.25% · 3.875%
HK$68,538
−HK$1,816/mo
Today · 4.125%
HK$70,354
baseline
▲ 0.50% · 4.625%
HK$74,062
+HK$3,708/mo
Deposit HK$5.64M · loan HK$13.16M · min. income ≈ HK$140,708/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$704,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,141
−HK$4,837/mo
▼ 0.25% · 3.875%
HK$79,540
−HK$2,438/mo
Today · 4.125%
HK$81,978
baseline
▲ 0.50% · 4.625%
HK$86,966
+HK$4,988/mo
Deposit HK$1.88M · loan HK$16.91M · min. income ≈ HK$163,956/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$704,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,818
−HK$4,637/mo
▼ 0.25% · 3.875%
HK$88,120
−HK$2,335/mo
Today · 4.125%
HK$90,455
baseline
▲ 0.50% · 4.625%
HK$95,223
+HK$4,768/mo
Deposit HK$1.88M · loan HK$16.91M · min. income ≈ HK$180,910/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$704,789 · Scale 2, in force from 26 Feb 2026)