LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,860
−HK$2,687/mo
▼ 0.25% · 3.875%
HK$44,193
−HK$1,354/mo
Today · 4.125%
HK$45,547
baseline
▲ 0.50% · 4.625%
HK$48,319
+HK$2,772/mo
Deposit HK$9.40M · loan HK$9.40M · min. income ≈ HK$91,094/mo (50% DSR)
Upfront cash ≈ HK$10.10M (deposit + AVD stamp duty HK$704,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,681
−HK$2,576/mo
▼ 0.25% · 3.875%
HK$48,960
−HK$1,297/mo
Today · 4.125%
HK$50,257
baseline
▲ 0.50% · 4.625%
HK$52,906
+HK$2,649/mo
Deposit HK$9.40M · loan HK$9.40M · min. income ≈ HK$100,514/mo (50% DSR)
Upfront cash ≈ HK$10.10M (deposit + AVD stamp duty HK$704,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,431
−HK$3,226/mo
▼ 0.25% · 3.875%
HK$53,031
−HK$1,626/mo
Today · 4.125%
HK$54,657
baseline
▲ 0.50% · 4.625%
HK$57,982
+HK$3,325/mo
Deposit HK$7.52M · loan HK$11.28M · min. income ≈ HK$109,314/mo (50% DSR)
Upfront cash ≈ HK$8.22M (deposit + AVD stamp duty HK$704,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,217
−HK$3,091/mo
▼ 0.25% · 3.875%
HK$58,752
−HK$1,556/mo
Today · 4.125%
HK$60,308
baseline
▲ 0.50% · 4.625%
HK$63,487
+HK$3,179/mo
Deposit HK$7.52M · loan HK$11.28M · min. income ≈ HK$120,616/mo (50% DSR)
Upfront cash ≈ HK$8.22M (deposit + AVD stamp duty HK$704,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,003
−HK$3,763/mo
▼ 0.25% · 3.875%
HK$61,870
−HK$1,896/mo
Today · 4.125%
HK$63,766
baseline
▲ 0.50% · 4.625%
HK$67,646
+HK$3,880/mo
Deposit HK$5.64M · loan HK$13.16M · min. income ≈ HK$127,532/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$704,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,753
−HK$3,607/mo
▼ 0.25% · 3.875%
HK$68,543
−HK$1,817/mo
Today · 4.125%
HK$70,360
baseline
▲ 0.50% · 4.625%
HK$74,068
+HK$3,708/mo
Deposit HK$5.64M · loan HK$13.16M · min. income ≈ HK$140,720/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$704,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,147
−HK$4,838/mo
▼ 0.25% · 3.875%
HK$79,547
−HK$2,438/mo
Today · 4.125%
HK$81,985
baseline
▲ 0.50% · 4.625%
HK$86,974
+HK$4,989/mo
Deposit HK$1.88M · loan HK$16.92M · min. income ≈ HK$163,970/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$704,848 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,826
−HK$4,636/mo
▼ 0.25% · 3.875%
HK$88,127
−HK$2,335/mo
Today · 4.125%
HK$90,462
baseline
▲ 0.50% · 4.625%
HK$95,231
+HK$4,769/mo
Deposit HK$1.88M · loan HK$16.92M · min. income ≈ HK$180,924/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$704,848 · Scale 2, in force from 26 Feb 2026)