LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,860
−HK$2,687/mo
▼ 0.25% · 3.875%
HK$44,193
−HK$1,354/mo
Today · 4.125%
HK$45,547
baseline
▲ 0.50% · 4.625%
HK$48,319
+HK$2,772/mo
Deposit HK$9.40M · loan HK$9.40M · min. income ≈ HK$91,094/mo (50% DSR)
Upfront cash ≈ HK$10.10M (deposit + AVD stamp duty HK$704,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,681
−HK$2,576/mo
▼ 0.25% · 3.875%
HK$48,960
−HK$1,297/mo
Today · 4.125%
HK$50,257
baseline
▲ 0.50% · 4.625%
HK$52,906
+HK$2,649/mo
Deposit HK$9.40M · loan HK$9.40M · min. income ≈ HK$100,514/mo (50% DSR)
Upfront cash ≈ HK$10.10M (deposit + AVD stamp duty HK$704,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,432
−HK$3,225/mo
▼ 0.25% · 3.875%
HK$53,032
−HK$1,625/mo
Today · 4.125%
HK$54,657
baseline
▲ 0.50% · 4.625%
HK$57,983
+HK$3,326/mo
Deposit HK$7.52M · loan HK$11.28M · min. income ≈ HK$109,314/mo (50% DSR)
Upfront cash ≈ HK$8.22M (deposit + AVD stamp duty HK$704,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,217
−HK$3,092/mo
▼ 0.25% · 3.875%
HK$58,752
−HK$1,557/mo
Today · 4.125%
HK$60,309
baseline
▲ 0.50% · 4.625%
HK$63,488
+HK$3,179/mo
Deposit HK$7.52M · loan HK$11.28M · min. income ≈ HK$120,618/mo (50% DSR)
Upfront cash ≈ HK$8.22M (deposit + AVD stamp duty HK$704,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,004
−HK$3,762/mo
▼ 0.25% · 3.875%
HK$61,870
−HK$1,896/mo
Today · 4.125%
HK$63,766
baseline
▲ 0.50% · 4.625%
HK$67,646
+HK$3,880/mo
Deposit HK$5.64M · loan HK$13.16M · min. income ≈ HK$127,532/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$704,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,754
−HK$3,606/mo
▼ 0.25% · 3.875%
HK$68,544
−HK$1,816/mo
Today · 4.125%
HK$70,360
baseline
▲ 0.50% · 4.625%
HK$74,069
+HK$3,709/mo
Deposit HK$5.64M · loan HK$13.16M · min. income ≈ HK$140,720/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$704,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,148
−HK$4,837/mo
▼ 0.25% · 3.875%
HK$79,547
−HK$2,438/mo
Today · 4.125%
HK$81,985
baseline
▲ 0.50% · 4.625%
HK$86,974
+HK$4,989/mo
Deposit HK$1.88M · loan HK$16.92M · min. income ≈ HK$163,970/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$704,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,826
−HK$4,637/mo
▼ 0.25% · 3.875%
HK$88,128
−HK$2,335/mo
Today · 4.125%
HK$90,463
baseline
▲ 0.50% · 4.625%
HK$95,231
+HK$4,768/mo
Deposit HK$1.88M · loan HK$16.92M · min. income ≈ HK$180,926/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$704,852 · Scale 2, in force from 26 Feb 2026)