LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,863
−HK$2,688/mo
▼ 0.25% · 3.875%
HK$44,197
−HK$1,354/mo
Today · 4.125%
HK$45,551
baseline
▲ 0.50% · 4.625%
HK$48,323
+HK$2,772/mo
Deposit HK$9.40M · loan HK$9.40M · min. income ≈ HK$91,102/mo (50% DSR)
Upfront cash ≈ HK$10.10M (deposit + AVD stamp duty HK$704,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,685
−HK$2,576/mo
▼ 0.25% · 3.875%
HK$48,964
−HK$1,297/mo
Today · 4.125%
HK$50,261
baseline
▲ 0.50% · 4.625%
HK$52,911
+HK$2,650/mo
Deposit HK$9.40M · loan HK$9.40M · min. income ≈ HK$100,522/mo (50% DSR)
Upfront cash ≈ HK$10.10M (deposit + AVD stamp duty HK$704,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,436
−HK$3,225/mo
▼ 0.25% · 3.875%
HK$53,036
−HK$1,625/mo
Today · 4.125%
HK$54,661
baseline
▲ 0.50% · 4.625%
HK$57,987
+HK$3,326/mo
Deposit HK$7.52M · loan HK$11.28M · min. income ≈ HK$109,322/mo (50% DSR)
Upfront cash ≈ HK$8.22M (deposit + AVD stamp duty HK$704,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,222
−HK$3,092/mo
▼ 0.25% · 3.875%
HK$58,757
−HK$1,557/mo
Today · 4.125%
HK$60,314
baseline
▲ 0.50% · 4.625%
HK$63,493
+HK$3,179/mo
Deposit HK$7.52M · loan HK$11.28M · min. income ≈ HK$120,628/mo (50% DSR)
Upfront cash ≈ HK$8.22M (deposit + AVD stamp duty HK$704,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,009
−HK$3,763/mo
▼ 0.25% · 3.875%
HK$61,875
−HK$1,897/mo
Today · 4.125%
HK$63,772
baseline
▲ 0.50% · 4.625%
HK$67,652
+HK$3,880/mo
Deposit HK$5.64M · loan HK$13.16M · min. income ≈ HK$127,544/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$704,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,759
−HK$3,607/mo
▼ 0.25% · 3.875%
HK$68,549
−HK$1,817/mo
Today · 4.125%
HK$70,366
baseline
▲ 0.50% · 4.625%
HK$74,075
+HK$3,709/mo
Deposit HK$5.64M · loan HK$13.16M · min. income ≈ HK$140,732/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$704,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,154
−HK$4,838/mo
▼ 0.25% · 3.875%
HK$79,554
−HK$2,438/mo
Today · 4.125%
HK$81,992
baseline
▲ 0.50% · 4.625%
HK$86,981
+HK$4,989/mo
Deposit HK$1.88M · loan HK$16.92M · min. income ≈ HK$163,984/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$704,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,833
−HK$4,637/mo
▼ 0.25% · 3.875%
HK$88,135
−HK$2,335/mo
Today · 4.125%
HK$90,470
baseline
▲ 0.50% · 4.625%
HK$95,239
+HK$4,769/mo
Deposit HK$1.88M · loan HK$16.92M · min. income ≈ HK$180,940/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$704,910 · Scale 2, in force from 26 Feb 2026)