LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,864
−HK$2,688/mo
▼ 0.25% · 3.875%
HK$44,197
−HK$1,355/mo
Today · 4.125%
HK$45,552
baseline
▲ 0.50% · 4.625%
HK$48,323
+HK$2,771/mo
Deposit HK$9.40M · loan HK$9.40M · min. income ≈ HK$91,104/mo (50% DSR)
Upfront cash ≈ HK$10.10M (deposit + AVD stamp duty HK$704,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,686
−HK$2,576/mo
▼ 0.25% · 3.875%
HK$48,964
−HK$1,298/mo
Today · 4.125%
HK$50,262
baseline
▲ 0.50% · 4.625%
HK$52,911
+HK$2,649/mo
Deposit HK$9.40M · loan HK$9.40M · min. income ≈ HK$100,524/mo (50% DSR)
Upfront cash ≈ HK$10.10M (deposit + AVD stamp duty HK$704,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,437
−HK$3,225/mo
▼ 0.25% · 3.875%
HK$53,037
−HK$1,625/mo
Today · 4.125%
HK$54,662
baseline
▲ 0.50% · 4.625%
HK$57,988
+HK$3,326/mo
Deposit HK$7.52M · loan HK$11.28M · min. income ≈ HK$109,324/mo (50% DSR)
Upfront cash ≈ HK$8.22M (deposit + AVD stamp duty HK$704,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,223
−HK$3,091/mo
▼ 0.25% · 3.875%
HK$58,757
−HK$1,557/mo
Today · 4.125%
HK$60,314
baseline
▲ 0.50% · 4.625%
HK$63,494
+HK$3,180/mo
Deposit HK$7.52M · loan HK$11.28M · min. income ≈ HK$120,628/mo (50% DSR)
Upfront cash ≈ HK$8.22M (deposit + AVD stamp duty HK$704,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,009
−HK$3,763/mo
▼ 0.25% · 3.875%
HK$61,876
−HK$1,896/mo
Today · 4.125%
HK$63,772
baseline
▲ 0.50% · 4.625%
HK$67,653
+HK$3,881/mo
Deposit HK$5.64M · loan HK$13.16M · min. income ≈ HK$127,544/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$704,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,760
−HK$3,607/mo
▼ 0.25% · 3.875%
HK$68,550
−HK$1,817/mo
Today · 4.125%
HK$70,367
baseline
▲ 0.50% · 4.625%
HK$74,076
+HK$3,709/mo
Deposit HK$5.64M · loan HK$13.16M · min. income ≈ HK$140,734/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$704,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,155
−HK$4,838/mo
▼ 0.25% · 3.875%
HK$79,555
−HK$2,438/mo
Today · 4.125%
HK$81,993
baseline
▲ 0.50% · 4.625%
HK$86,982
+HK$4,989/mo
Deposit HK$1.88M · loan HK$16.92M · min. income ≈ HK$163,986/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$704,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,834
−HK$4,637/mo
▼ 0.25% · 3.875%
HK$88,136
−HK$2,335/mo
Today · 4.125%
HK$90,471
baseline
▲ 0.50% · 4.625%
HK$95,240
+HK$4,769/mo
Deposit HK$1.88M · loan HK$16.92M · min. income ≈ HK$180,942/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$704,918 · Scale 2, in force from 26 Feb 2026)