LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,867
−HK$2,688/mo
▼ 0.25% · 3.875%
HK$44,200
−HK$1,355/mo
Today · 4.125%
HK$45,555
baseline
▲ 0.50% · 4.625%
HK$48,327
+HK$2,772/mo
Deposit HK$9.40M · loan HK$9.40M · min. income ≈ HK$91,110/mo (50% DSR)
Upfront cash ≈ HK$10.10M (deposit + AVD stamp duty HK$704,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,689
−HK$2,577/mo
▼ 0.25% · 3.875%
HK$48,968
−HK$1,298/mo
Today · 4.125%
HK$50,266
baseline
▲ 0.50% · 4.625%
HK$52,915
+HK$2,649/mo
Deposit HK$9.40M · loan HK$9.40M · min. income ≈ HK$100,532/mo (50% DSR)
Upfront cash ≈ HK$10.10M (deposit + AVD stamp duty HK$704,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,440
−HK$3,226/mo
▼ 0.25% · 3.875%
HK$53,041
−HK$1,625/mo
Today · 4.125%
HK$54,666
baseline
▲ 0.50% · 4.625%
HK$57,993
+HK$3,327/mo
Deposit HK$7.52M · loan HK$11.28M · min. income ≈ HK$109,332/mo (50% DSR)
Upfront cash ≈ HK$8.22M (deposit + AVD stamp duty HK$704,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,227
−HK$3,092/mo
▼ 0.25% · 3.875%
HK$58,762
−HK$1,557/mo
Today · 4.125%
HK$60,319
baseline
▲ 0.50% · 4.625%
HK$63,498
+HK$3,179/mo
Deposit HK$7.52M · loan HK$11.28M · min. income ≈ HK$120,638/mo (50% DSR)
Upfront cash ≈ HK$8.22M (deposit + AVD stamp duty HK$704,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,014
−HK$3,763/mo
▼ 0.25% · 3.875%
HK$61,881
−HK$1,896/mo
Today · 4.125%
HK$63,777
baseline
▲ 0.50% · 4.625%
HK$67,658
+HK$3,881/mo
Deposit HK$5.64M · loan HK$13.16M · min. income ≈ HK$127,554/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$704,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,765
−HK$3,607/mo
▼ 0.25% · 3.875%
HK$68,555
−HK$1,817/mo
Today · 4.125%
HK$70,372
baseline
▲ 0.50% · 4.625%
HK$74,081
+HK$3,709/mo
Deposit HK$5.64M · loan HK$13.16M · min. income ≈ HK$140,744/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$704,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,161
−HK$4,838/mo
▼ 0.25% · 3.875%
HK$79,561
−HK$2,438/mo
Today · 4.125%
HK$81,999
baseline
▲ 0.50% · 4.625%
HK$86,989
+HK$4,990/mo
Deposit HK$1.88M · loan HK$16.92M · min. income ≈ HK$163,998/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$704,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,840
−HK$4,638/mo
▼ 0.25% · 3.875%
HK$88,143
−HK$2,335/mo
Today · 4.125%
HK$90,478
baseline
▲ 0.50% · 4.625%
HK$95,247
+HK$4,769/mo
Deposit HK$1.88M · loan HK$16.92M · min. income ≈ HK$180,956/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$704,971 · Scale 2, in force from 26 Feb 2026)