LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,867
−HK$2,688/mo
▼ 0.25% · 3.875%
HK$44,201
−HK$1,354/mo
Today · 4.125%
HK$45,555
baseline
▲ 0.50% · 4.625%
HK$48,327
+HK$2,772/mo
Deposit HK$9.40M · loan HK$9.40M · min. income ≈ HK$91,110/mo (50% DSR)
Upfront cash ≈ HK$10.10M (deposit + AVD stamp duty HK$704,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,689
−HK$2,577/mo
▼ 0.25% · 3.875%
HK$48,968
−HK$1,298/mo
Today · 4.125%
HK$50,266
baseline
▲ 0.50% · 4.625%
HK$52,915
+HK$2,649/mo
Deposit HK$9.40M · loan HK$9.40M · min. income ≈ HK$100,532/mo (50% DSR)
Upfront cash ≈ HK$10.10M (deposit + AVD stamp duty HK$704,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,441
−HK$3,225/mo
▼ 0.25% · 3.875%
HK$53,041
−HK$1,625/mo
Today · 4.125%
HK$54,666
baseline
▲ 0.50% · 4.625%
HK$57,993
+HK$3,327/mo
Deposit HK$7.52M · loan HK$11.28M · min. income ≈ HK$109,332/mo (50% DSR)
Upfront cash ≈ HK$8.22M (deposit + AVD stamp duty HK$704,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,227
−HK$3,092/mo
▼ 0.25% · 3.875%
HK$58,762
−HK$1,557/mo
Today · 4.125%
HK$60,319
baseline
▲ 0.50% · 4.625%
HK$63,499
+HK$3,180/mo
Deposit HK$7.52M · loan HK$11.28M · min. income ≈ HK$120,638/mo (50% DSR)
Upfront cash ≈ HK$8.22M (deposit + AVD stamp duty HK$704,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,014
−HK$3,764/mo
▼ 0.25% · 3.875%
HK$61,881
−HK$1,897/mo
Today · 4.125%
HK$63,778
baseline
▲ 0.50% · 4.625%
HK$67,658
+HK$3,880/mo
Deposit HK$5.64M · loan HK$13.16M · min. income ≈ HK$127,556/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$704,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,765
−HK$3,607/mo
▼ 0.25% · 3.875%
HK$68,556
−HK$1,816/mo
Today · 4.125%
HK$70,372
baseline
▲ 0.50% · 4.625%
HK$74,082
+HK$3,710/mo
Deposit HK$5.64M · loan HK$13.16M · min. income ≈ HK$140,744/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$704,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,161
−HK$4,839/mo
▼ 0.25% · 3.875%
HK$79,561
−HK$2,439/mo
Today · 4.125%
HK$82,000
baseline
▲ 0.50% · 4.625%
HK$86,989
+HK$4,989/mo
Deposit HK$1.88M · loan HK$16.92M · min. income ≈ HK$164,000/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$704,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,841
−HK$4,638/mo
▼ 0.25% · 3.875%
HK$88,143
−HK$2,336/mo
Today · 4.125%
HK$90,479
baseline
▲ 0.50% · 4.625%
HK$95,248
+HK$4,769/mo
Deposit HK$1.88M · loan HK$16.92M · min. income ≈ HK$180,958/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$704,974 · Scale 2, in force from 26 Feb 2026)