LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,868
−HK$2,688/mo
▼ 0.25% · 3.875%
HK$44,202
−HK$1,354/mo
Today · 4.125%
HK$45,556
baseline
▲ 0.50% · 4.625%
HK$48,328
+HK$2,772/mo
Deposit HK$9.40M · loan HK$9.40M · min. income ≈ HK$91,112/mo (50% DSR)
Upfront cash ≈ HK$10.10M (deposit + AVD stamp duty HK$704,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,690
−HK$2,577/mo
▼ 0.25% · 3.875%
HK$48,970
−HK$1,297/mo
Today · 4.125%
HK$50,267
baseline
▲ 0.50% · 4.625%
HK$52,917
+HK$2,650/mo
Deposit HK$9.40M · loan HK$9.40M · min. income ≈ HK$100,534/mo (50% DSR)
Upfront cash ≈ HK$10.10M (deposit + AVD stamp duty HK$704,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,442
−HK$3,226/mo
▼ 0.25% · 3.875%
HK$53,042
−HK$1,626/mo
Today · 4.125%
HK$54,668
baseline
▲ 0.50% · 4.625%
HK$57,994
+HK$3,326/mo
Deposit HK$7.52M · loan HK$11.28M · min. income ≈ HK$109,336/mo (50% DSR)
Upfront cash ≈ HK$8.22M (deposit + AVD stamp duty HK$704,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,229
−HK$3,091/mo
▼ 0.25% · 3.875%
HK$58,763
−HK$1,557/mo
Today · 4.125%
HK$60,320
baseline
▲ 0.50% · 4.625%
HK$63,500
+HK$3,180/mo
Deposit HK$7.52M · loan HK$11.28M · min. income ≈ HK$120,640/mo (50% DSR)
Upfront cash ≈ HK$8.22M (deposit + AVD stamp duty HK$704,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,016
−HK$3,763/mo
▼ 0.25% · 3.875%
HK$61,882
−HK$1,897/mo
Today · 4.125%
HK$63,779
baseline
▲ 0.50% · 4.625%
HK$67,660
+HK$3,881/mo
Deposit HK$5.64M · loan HK$13.16M · min. income ≈ HK$127,558/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$704,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,767
−HK$3,607/mo
▼ 0.25% · 3.875%
HK$68,557
−HK$1,817/mo
Today · 4.125%
HK$70,374
baseline
▲ 0.50% · 4.625%
HK$74,083
+HK$3,709/mo
Deposit HK$5.64M · loan HK$13.16M · min. income ≈ HK$140,748/mo (50% DSR)
Upfront cash ≈ HK$6.34M (deposit + AVD stamp duty HK$704,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,163
−HK$4,839/mo
▼ 0.25% · 3.875%
HK$79,563
−HK$2,439/mo
Today · 4.125%
HK$82,002
baseline
▲ 0.50% · 4.625%
HK$86,991
+HK$4,989/mo
Deposit HK$1.88M · loan HK$16.92M · min. income ≈ HK$164,004/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$704,991 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,843
−HK$4,638/mo
▼ 0.25% · 3.875%
HK$88,145
−HK$2,336/mo
Today · 4.125%
HK$90,481
baseline
▲ 0.50% · 4.625%
HK$95,250
+HK$4,769/mo
Deposit HK$1.88M · loan HK$16.92M · min. income ≈ HK$180,962/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$704,991 · Scale 2, in force from 26 Feb 2026)