LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,869
−HK$2,688/mo
▼ 0.25% · 3.875%
HK$44,203
−HK$1,354/mo
Today · 4.125%
HK$45,557
baseline
▲ 0.50% · 4.625%
HK$48,330
+HK$2,773/mo
Deposit HK$9.40M · loan HK$9.40M · min. income ≈ HK$91,114/mo (50% DSR)
Upfront cash ≈ HK$10.11M (deposit + AVD stamp duty HK$705,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,692
−HK$2,576/mo
▼ 0.25% · 3.875%
HK$48,971
−HK$1,297/mo
Today · 4.125%
HK$50,268
baseline
▲ 0.50% · 4.625%
HK$52,918
+HK$2,650/mo
Deposit HK$9.40M · loan HK$9.40M · min. income ≈ HK$100,536/mo (50% DSR)
Upfront cash ≈ HK$10.11M (deposit + AVD stamp duty HK$705,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,443
−HK$3,226/mo
▼ 0.25% · 3.875%
HK$53,043
−HK$1,626/mo
Today · 4.125%
HK$54,669
baseline
▲ 0.50% · 4.625%
HK$57,995
+HK$3,326/mo
Deposit HK$7.52M · loan HK$11.28M · min. income ≈ HK$109,338/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$705,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,230
−HK$3,092/mo
▼ 0.25% · 3.875%
HK$58,765
−HK$1,557/mo
Today · 4.125%
HK$60,322
baseline
▲ 0.50% · 4.625%
HK$63,501
+HK$3,179/mo
Deposit HK$7.52M · loan HK$11.28M · min. income ≈ HK$120,644/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$705,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,017
−HK$3,763/mo
▼ 0.25% · 3.875%
HK$61,884
−HK$1,896/mo
Today · 4.125%
HK$63,780
baseline
▲ 0.50% · 4.625%
HK$67,661
+HK$3,881/mo
Deposit HK$5.64M · loan HK$13.16M · min. income ≈ HK$127,560/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$705,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,768
−HK$3,607/mo
▼ 0.25% · 3.875%
HK$68,559
−HK$1,816/mo
Today · 4.125%
HK$70,375
baseline
▲ 0.50% · 4.625%
HK$74,085
+HK$3,710/mo
Deposit HK$5.64M · loan HK$13.16M · min. income ≈ HK$140,750/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$705,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,165
−HK$4,838/mo
▼ 0.25% · 3.875%
HK$79,565
−HK$2,438/mo
Today · 4.125%
HK$82,003
baseline
▲ 0.50% · 4.625%
HK$86,993
+HK$4,990/mo
Deposit HK$1.88M · loan HK$16.92M · min. income ≈ HK$164,006/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$705,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,845
−HK$4,638/mo
▼ 0.25% · 3.875%
HK$88,147
−HK$2,336/mo
Today · 4.125%
HK$90,483
baseline
▲ 0.50% · 4.625%
HK$95,252
+HK$4,769/mo
Deposit HK$1.88M · loan HK$16.92M · min. income ≈ HK$180,966/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$705,007 · Scale 2, in force from 26 Feb 2026)