LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,869
−HK$2,689/mo
▼ 0.25% · 3.875%
HK$44,203
−HK$1,355/mo
Today · 4.125%
HK$45,558
baseline
▲ 0.50% · 4.625%
HK$48,330
+HK$2,772/mo
Deposit HK$9.40M · loan HK$9.40M · min. income ≈ HK$91,116/mo (50% DSR)
Upfront cash ≈ HK$10.11M (deposit + AVD stamp duty HK$705,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,692
−HK$2,576/mo
▼ 0.25% · 3.875%
HK$48,971
−HK$1,297/mo
Today · 4.125%
HK$50,268
baseline
▲ 0.50% · 4.625%
HK$52,918
+HK$2,650/mo
Deposit HK$9.40M · loan HK$9.40M · min. income ≈ HK$100,536/mo (50% DSR)
Upfront cash ≈ HK$10.11M (deposit + AVD stamp duty HK$705,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,443
−HK$3,226/mo
▼ 0.25% · 3.875%
HK$53,043
−HK$1,626/mo
Today · 4.125%
HK$54,669
baseline
▲ 0.50% · 4.625%
HK$57,996
+HK$3,327/mo
Deposit HK$7.52M · loan HK$11.28M · min. income ≈ HK$109,338/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$705,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,230
−HK$3,092/mo
▼ 0.25% · 3.875%
HK$58,765
−HK$1,557/mo
Today · 4.125%
HK$60,322
baseline
▲ 0.50% · 4.625%
HK$63,502
+HK$3,180/mo
Deposit HK$7.52M · loan HK$11.28M · min. income ≈ HK$120,644/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$705,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,017
−HK$3,764/mo
▼ 0.25% · 3.875%
HK$61,884
−HK$1,897/mo
Today · 4.125%
HK$63,781
baseline
▲ 0.50% · 4.625%
HK$67,662
+HK$3,881/mo
Deposit HK$5.64M · loan HK$13.16M · min. income ≈ HK$127,562/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$705,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,768
−HK$3,608/mo
▼ 0.25% · 3.875%
HK$68,559
−HK$1,817/mo
Today · 4.125%
HK$70,376
baseline
▲ 0.50% · 4.625%
HK$74,085
+HK$3,709/mo
Deposit HK$5.64M · loan HK$13.16M · min. income ≈ HK$140,752/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$705,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,165
−HK$4,839/mo
▼ 0.25% · 3.875%
HK$79,565
−HK$2,439/mo
Today · 4.125%
HK$82,004
baseline
▲ 0.50% · 4.625%
HK$86,993
+HK$4,989/mo
Deposit HK$1.88M · loan HK$16.92M · min. income ≈ HK$164,008/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$705,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,845
−HK$4,638/mo
▼ 0.25% · 3.875%
HK$88,147
−HK$2,336/mo
Today · 4.125%
HK$90,483
baseline
▲ 0.50% · 4.625%
HK$95,253
+HK$4,770/mo
Deposit HK$1.88M · loan HK$16.92M · min. income ≈ HK$180,966/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$705,009 · Scale 2, in force from 26 Feb 2026)