LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,870
−HK$2,689/mo
▼ 0.25% · 3.875%
HK$44,204
−HK$1,355/mo
Today · 4.125%
HK$45,559
baseline
▲ 0.50% · 4.625%
HK$48,331
+HK$2,772/mo
Deposit HK$9.40M · loan HK$9.40M · min. income ≈ HK$91,118/mo (50% DSR)
Upfront cash ≈ HK$10.11M (deposit + AVD stamp duty HK$705,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,693
−HK$2,577/mo
▼ 0.25% · 3.875%
HK$48,972
−HK$1,298/mo
Today · 4.125%
HK$50,270
baseline
▲ 0.50% · 4.625%
HK$52,919
+HK$2,649/mo
Deposit HK$9.40M · loan HK$9.40M · min. income ≈ HK$100,540/mo (50% DSR)
Upfront cash ≈ HK$10.11M (deposit + AVD stamp duty HK$705,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,444
−HK$3,227/mo
▼ 0.25% · 3.875%
HK$53,045
−HK$1,626/mo
Today · 4.125%
HK$54,671
baseline
▲ 0.50% · 4.625%
HK$57,997
+HK$3,326/mo
Deposit HK$7.52M · loan HK$11.28M · min. income ≈ HK$109,342/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$705,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,231
−HK$3,093/mo
▼ 0.25% · 3.875%
HK$58,766
−HK$1,558/mo
Today · 4.125%
HK$60,324
baseline
▲ 0.50% · 4.625%
HK$63,503
+HK$3,179/mo
Deposit HK$7.52M · loan HK$11.28M · min. income ≈ HK$120,648/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$705,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,019
−HK$3,763/mo
▼ 0.25% · 3.875%
HK$61,885
−HK$1,897/mo
Today · 4.125%
HK$63,782
baseline
▲ 0.50% · 4.625%
HK$67,663
+HK$3,881/mo
Deposit HK$5.64M · loan HK$13.16M · min. income ≈ HK$127,564/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$705,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,770
−HK$3,607/mo
▼ 0.25% · 3.875%
HK$68,561
−HK$1,816/mo
Today · 4.125%
HK$70,377
baseline
▲ 0.50% · 4.625%
HK$74,087
+HK$3,710/mo
Deposit HK$5.64M · loan HK$13.16M · min. income ≈ HK$140,754/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$705,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,167
−HK$4,839/mo
▼ 0.25% · 3.875%
HK$79,567
−HK$2,439/mo
Today · 4.125%
HK$82,006
baseline
▲ 0.50% · 4.625%
HK$86,996
+HK$4,990/mo
Deposit HK$1.88M · loan HK$16.92M · min. income ≈ HK$164,012/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$705,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,847
−HK$4,638/mo
▼ 0.25% · 3.875%
HK$88,150
−HK$2,335/mo
Today · 4.125%
HK$90,485
baseline
▲ 0.50% · 4.625%
HK$95,255
+HK$4,770/mo
Deposit HK$1.88M · loan HK$16.92M · min. income ≈ HK$180,970/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$705,027 · Scale 2, in force from 26 Feb 2026)