LTV · monthly repayment
▼ 0.50% · 3.625%
HK$428,743
−HK$26,886/mo
▼ 0.25% · 3.875%
HK$442,079
−HK$13,550/mo
Today · 4.125%
HK$455,629
baseline
▲ 0.50% · 4.625%
HK$483,353
+HK$27,724/mo
Deposit HK$94.01M · loan HK$94.01M · min. income ≈ HK$911,258/mo (50% DSR)
Upfront cash ≈ HK$106.23M (deposit + AVD stamp duty HK$12,221,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$476,972
−HK$25,770/mo
▼ 0.25% · 3.875%
HK$489,764
−HK$12,978/mo
Today · 4.125%
HK$502,742
baseline
▲ 0.50% · 4.625%
HK$529,242
+HK$26,500/mo
Deposit HK$94.01M · loan HK$94.01M · min. income ≈ HK$1,005,484/mo (50% DSR)
Upfront cash ≈ HK$106.23M (deposit + AVD stamp duty HK$12,221,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$514,492
−HK$32,263/mo
▼ 0.25% · 3.875%
HK$530,495
−HK$16,260/mo
Today · 4.125%
HK$546,755
baseline
▲ 0.50% · 4.625%
HK$580,023
+HK$33,268/mo
Deposit HK$75.21M · loan HK$112.81M · min. income ≈ HK$1,093,510/mo (50% DSR)
Upfront cash ≈ HK$87.43M (deposit + AVD stamp duty HK$12,221,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$572,367
−HK$30,923/mo
▼ 0.25% · 3.875%
HK$587,717
−HK$15,573/mo
Today · 4.125%
HK$603,290
baseline
▲ 0.50% · 4.625%
HK$635,090
+HK$31,800/mo
Deposit HK$75.21M · loan HK$112.81M · min. income ≈ HK$1,206,580/mo (50% DSR)
Upfront cash ≈ HK$87.43M (deposit + AVD stamp duty HK$12,221,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$600,240
−HK$37,641/mo
▼ 0.25% · 3.875%
HK$618,911
−HK$18,970/mo
Today · 4.125%
HK$637,881
baseline
▲ 0.50% · 4.625%
HK$676,694
+HK$38,813/mo
Deposit HK$56.41M · loan HK$131.62M · min. income ≈ HK$1,275,762/mo (50% DSR)
Upfront cash ≈ HK$68.63M (deposit + AVD stamp duty HK$12,221,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$667,761
−HK$36,077/mo
▼ 0.25% · 3.875%
HK$685,670
−HK$18,168/mo
Today · 4.125%
HK$703,838
baseline
▲ 0.50% · 4.625%
HK$740,939
+HK$37,101/mo
Deposit HK$56.41M · loan HK$131.62M · min. income ≈ HK$1,407,676/mo (50% DSR)
Upfront cash ≈ HK$68.63M (deposit + AVD stamp duty HK$12,221,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$771,737
−HK$48,395/mo
▼ 0.25% · 3.875%
HK$795,743
−HK$24,389/mo
Today · 4.125%
HK$820,132
baseline
▲ 0.50% · 4.625%
HK$870,035
+HK$49,903/mo
Deposit HK$18.80M · loan HK$169.22M · min. income ≈ HK$1,640,264/mo (50% DSR)
Upfront cash ≈ HK$31.02M (deposit + AVD stamp duty HK$12,221,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$858,550
−HK$46,385/mo
▼ 0.25% · 3.875%
HK$881,576
−HK$23,359/mo
Today · 4.125%
HK$904,935
baseline
▲ 0.50% · 4.625%
HK$952,635
+HK$47,700/mo
Deposit HK$18.80M · loan HK$169.22M · min. income ≈ HK$1,809,870/mo (50% DSR)
Upfront cash ≈ HK$31.02M (deposit + AVD stamp duty HK$12,221,562 · Scale 2, in force from 26 Feb 2026)