LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,877
−HK$2,689/mo
▼ 0.25% · 3.875%
HK$44,211
−HK$1,355/mo
Today · 4.125%
HK$45,566
baseline
▲ 0.50% · 4.625%
HK$48,339
+HK$2,773/mo
Deposit HK$9.40M · loan HK$9.40M · min. income ≈ HK$91,132/mo (50% DSR)
Upfront cash ≈ HK$10.11M (deposit + AVD stamp duty HK$705,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,701
−HK$2,577/mo
▼ 0.25% · 3.875%
HK$48,980
−HK$1,298/mo
Today · 4.125%
HK$50,278
baseline
▲ 0.50% · 4.625%
HK$52,928
+HK$2,650/mo
Deposit HK$9.40M · loan HK$9.40M · min. income ≈ HK$100,556/mo (50% DSR)
Upfront cash ≈ HK$10.11M (deposit + AVD stamp duty HK$705,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,453
−HK$3,226/mo
▼ 0.25% · 3.875%
HK$53,053
−HK$1,626/mo
Today · 4.125%
HK$54,679
baseline
▲ 0.50% · 4.625%
HK$58,006
+HK$3,327/mo
Deposit HK$7.52M · loan HK$11.28M · min. income ≈ HK$109,358/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$705,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,241
−HK$3,092/mo
▼ 0.25% · 3.875%
HK$58,776
−HK$1,557/mo
Today · 4.125%
HK$60,333
baseline
▲ 0.50% · 4.625%
HK$63,513
+HK$3,180/mo
Deposit HK$7.52M · loan HK$11.28M · min. income ≈ HK$120,666/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$705,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,028
−HK$3,765/mo
▼ 0.25% · 3.875%
HK$61,895
−HK$1,898/mo
Today · 4.125%
HK$63,793
baseline
▲ 0.50% · 4.625%
HK$67,674
+HK$3,881/mo
Deposit HK$5.64M · loan HK$13.16M · min. income ≈ HK$127,586/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$705,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,781
−HK$3,608/mo
▼ 0.25% · 3.875%
HK$68,572
−HK$1,817/mo
Today · 4.125%
HK$70,389
baseline
▲ 0.50% · 4.625%
HK$74,099
+HK$3,710/mo
Deposit HK$5.64M · loan HK$13.16M · min. income ≈ HK$140,778/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$705,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,179
−HK$4,840/mo
▼ 0.25% · 3.875%
HK$79,580
−HK$2,439/mo
Today · 4.125%
HK$82,019
baseline
▲ 0.50% · 4.625%
HK$87,010
+HK$4,991/mo
Deposit HK$1.88M · loan HK$16.92M · min. income ≈ HK$164,038/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$705,140 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,861
−HK$4,639/mo
▼ 0.25% · 3.875%
HK$88,164
−HK$2,336/mo
Today · 4.125%
HK$90,500
baseline
▲ 0.50% · 4.625%
HK$95,270
+HK$4,770/mo
Deposit HK$1.88M · loan HK$16.92M · min. income ≈ HK$181,000/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$705,140 · Scale 2, in force from 26 Feb 2026)