LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,879
−HK$2,689/mo
▼ 0.25% · 3.875%
HK$44,213
−HK$1,355/mo
Today · 4.125%
HK$45,568
baseline
▲ 0.50% · 4.625%
HK$48,341
+HK$2,773/mo
Deposit HK$9.40M · loan HK$9.40M · min. income ≈ HK$91,136/mo (50% DSR)
Upfront cash ≈ HK$10.11M (deposit + AVD stamp duty HK$705,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,702
−HK$2,578/mo
▼ 0.25% · 3.875%
HK$48,982
−HK$1,298/mo
Today · 4.125%
HK$50,280
baseline
▲ 0.50% · 4.625%
HK$52,930
+HK$2,650/mo
Deposit HK$9.40M · loan HK$9.40M · min. income ≈ HK$100,560/mo (50% DSR)
Upfront cash ≈ HK$10.11M (deposit + AVD stamp duty HK$705,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,455
−HK$3,226/mo
▼ 0.25% · 3.875%
HK$53,055
−HK$1,626/mo
Today · 4.125%
HK$54,681
baseline
▲ 0.50% · 4.625%
HK$58,009
+HK$3,328/mo
Deposit HK$7.52M · loan HK$11.28M · min. income ≈ HK$109,362/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$705,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,243
−HK$3,093/mo
▼ 0.25% · 3.875%
HK$58,778
−HK$1,558/mo
Today · 4.125%
HK$60,336
baseline
▲ 0.50% · 4.625%
HK$63,516
+HK$3,180/mo
Deposit HK$7.52M · loan HK$11.28M · min. income ≈ HK$120,672/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$705,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,031
−HK$3,764/mo
▼ 0.25% · 3.875%
HK$61,898
−HK$1,897/mo
Today · 4.125%
HK$63,795
baseline
▲ 0.50% · 4.625%
HK$67,677
+HK$3,882/mo
Deposit HK$5.64M · loan HK$13.16M · min. income ≈ HK$127,590/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$705,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,783
−HK$3,609/mo
▼ 0.25% · 3.875%
HK$68,575
−HK$1,817/mo
Today · 4.125%
HK$70,392
baseline
▲ 0.50% · 4.625%
HK$74,102
+HK$3,710/mo
Deposit HK$5.64M · loan HK$13.16M · min. income ≈ HK$140,784/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$705,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,182
−HK$4,840/mo
▼ 0.25% · 3.875%
HK$79,583
−HK$2,439/mo
Today · 4.125%
HK$82,022
baseline
▲ 0.50% · 4.625%
HK$87,013
+HK$4,991/mo
Deposit HK$1.88M · loan HK$16.92M · min. income ≈ HK$164,044/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$705,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,864
−HK$4,639/mo
▼ 0.25% · 3.875%
HK$88,167
−HK$2,336/mo
Today · 4.125%
HK$90,503
baseline
▲ 0.50% · 4.625%
HK$95,274
+HK$4,771/mo
Deposit HK$1.88M · loan HK$16.92M · min. income ≈ HK$181,006/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$705,168 · Scale 2, in force from 26 Feb 2026)