LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,880
−HK$2,689/mo
▼ 0.25% · 3.875%
HK$44,214
−HK$1,355/mo
Today · 4.125%
HK$45,569
baseline
▲ 0.50% · 4.625%
HK$48,342
+HK$2,773/mo
Deposit HK$9.40M · loan HK$9.40M · min. income ≈ HK$91,138/mo (50% DSR)
Upfront cash ≈ HK$10.11M (deposit + AVD stamp duty HK$705,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,703
−HK$2,578/mo
▼ 0.25% · 3.875%
HK$48,983
−HK$1,298/mo
Today · 4.125%
HK$50,281
baseline
▲ 0.50% · 4.625%
HK$52,931
+HK$2,650/mo
Deposit HK$9.40M · loan HK$9.40M · min. income ≈ HK$100,562/mo (50% DSR)
Upfront cash ≈ HK$10.11M (deposit + AVD stamp duty HK$705,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,456
−HK$3,227/mo
▼ 0.25% · 3.875%
HK$53,056
−HK$1,627/mo
Today · 4.125%
HK$54,683
baseline
▲ 0.50% · 4.625%
HK$58,010
+HK$3,327/mo
Deposit HK$7.52M · loan HK$11.28M · min. income ≈ HK$109,366/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$705,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,244
−HK$3,093/mo
▼ 0.25% · 3.875%
HK$58,779
−HK$1,558/mo
Today · 4.125%
HK$60,337
baseline
▲ 0.50% · 4.625%
HK$63,517
+HK$3,180/mo
Deposit HK$7.52M · loan HK$11.28M · min. income ≈ HK$120,674/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$705,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,032
−HK$3,764/mo
▼ 0.25% · 3.875%
HK$61,899
−HK$1,897/mo
Today · 4.125%
HK$63,796
baseline
▲ 0.50% · 4.625%
HK$67,678
+HK$3,882/mo
Deposit HK$5.64M · loan HK$13.16M · min. income ≈ HK$127,592/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$705,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,785
−HK$3,608/mo
▼ 0.25% · 3.875%
HK$68,576
−HK$1,817/mo
Today · 4.125%
HK$70,393
baseline
▲ 0.50% · 4.625%
HK$74,104
+HK$3,711/mo
Deposit HK$5.64M · loan HK$13.16M · min. income ≈ HK$140,786/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$705,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,184
−HK$4,840/mo
▼ 0.25% · 3.875%
HK$79,585
−HK$2,439/mo
Today · 4.125%
HK$82,024
baseline
▲ 0.50% · 4.625%
HK$87,015
+HK$4,991/mo
Deposit HK$1.88M · loan HK$16.92M · min. income ≈ HK$164,048/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$705,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,866
−HK$4,639/mo
▼ 0.25% · 3.875%
HK$88,169
−HK$2,336/mo
Today · 4.125%
HK$90,505
baseline
▲ 0.50% · 4.625%
HK$95,276
+HK$4,771/mo
Deposit HK$1.88M · loan HK$16.92M · min. income ≈ HK$181,010/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$705,183 · Scale 2, in force from 26 Feb 2026)