LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,880
−HK$2,689/mo
▼ 0.25% · 3.875%
HK$44,214
−HK$1,355/mo
Today · 4.125%
HK$45,569
baseline
▲ 0.50% · 4.625%
HK$48,342
+HK$2,773/mo
Deposit HK$9.40M · loan HK$9.40M · min. income ≈ HK$91,138/mo (50% DSR)
Upfront cash ≈ HK$10.11M (deposit + AVD stamp duty HK$705,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,704
−HK$2,577/mo
▼ 0.25% · 3.875%
HK$48,983
−HK$1,298/mo
Today · 4.125%
HK$50,281
baseline
▲ 0.50% · 4.625%
HK$52,932
+HK$2,651/mo
Deposit HK$9.40M · loan HK$9.40M · min. income ≈ HK$100,562/mo (50% DSR)
Upfront cash ≈ HK$10.11M (deposit + AVD stamp duty HK$705,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,456
−HK$3,227/mo
▼ 0.25% · 3.875%
HK$53,057
−HK$1,626/mo
Today · 4.125%
HK$54,683
baseline
▲ 0.50% · 4.625%
HK$58,011
+HK$3,328/mo
Deposit HK$7.52M · loan HK$11.28M · min. income ≈ HK$109,366/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$705,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,245
−HK$3,093/mo
▼ 0.25% · 3.875%
HK$58,780
−HK$1,558/mo
Today · 4.125%
HK$60,338
baseline
▲ 0.50% · 4.625%
HK$63,518
+HK$3,180/mo
Deposit HK$7.52M · loan HK$11.28M · min. income ≈ HK$120,676/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$705,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,033
−HK$3,764/mo
▼ 0.25% · 3.875%
HK$61,900
−HK$1,897/mo
Today · 4.125%
HK$63,797
baseline
▲ 0.50% · 4.625%
HK$67,679
+HK$3,882/mo
Deposit HK$5.64M · loan HK$13.16M · min. income ≈ HK$127,594/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$705,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,786
−HK$3,608/mo
▼ 0.25% · 3.875%
HK$68,577
−HK$1,817/mo
Today · 4.125%
HK$70,394
baseline
▲ 0.50% · 4.625%
HK$74,104
+HK$3,710/mo
Deposit HK$5.64M · loan HK$13.16M · min. income ≈ HK$140,788/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$705,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,185
−HK$4,840/mo
▼ 0.25% · 3.875%
HK$79,586
−HK$2,439/mo
Today · 4.125%
HK$82,025
baseline
▲ 0.50% · 4.625%
HK$87,016
+HK$4,991/mo
Deposit HK$1.88M · loan HK$16.92M · min. income ≈ HK$164,050/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$705,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,867
−HK$4,639/mo
▼ 0.25% · 3.875%
HK$88,170
−HK$2,336/mo
Today · 4.125%
HK$90,506
baseline
▲ 0.50% · 4.625%
HK$95,277
+HK$4,771/mo
Deposit HK$1.88M · loan HK$16.92M · min. income ≈ HK$181,012/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$705,191 · Scale 2, in force from 26 Feb 2026)