LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,882
−HK$2,689/mo
▼ 0.25% · 3.875%
HK$44,216
−HK$1,355/mo
Today · 4.125%
HK$45,571
baseline
▲ 0.50% · 4.625%
HK$48,344
+HK$2,773/mo
Deposit HK$9.40M · loan HK$9.40M · min. income ≈ HK$91,142/mo (50% DSR)
Upfront cash ≈ HK$10.11M (deposit + AVD stamp duty HK$705,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,706
−HK$2,577/mo
▼ 0.25% · 3.875%
HK$48,985
−HK$1,298/mo
Today · 4.125%
HK$50,283
baseline
▲ 0.50% · 4.625%
HK$52,934
+HK$2,651/mo
Deposit HK$9.40M · loan HK$9.40M · min. income ≈ HK$100,566/mo (50% DSR)
Upfront cash ≈ HK$10.11M (deposit + AVD stamp duty HK$705,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,459
−HK$3,227/mo
▼ 0.25% · 3.875%
HK$53,059
−HK$1,627/mo
Today · 4.125%
HK$54,686
baseline
▲ 0.50% · 4.625%
HK$58,013
+HK$3,327/mo
Deposit HK$7.52M · loan HK$11.28M · min. income ≈ HK$109,372/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$705,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,247
−HK$3,093/mo
▼ 0.25% · 3.875%
HK$58,783
−HK$1,557/mo
Today · 4.125%
HK$60,340
baseline
▲ 0.50% · 4.625%
HK$63,521
+HK$3,181/mo
Deposit HK$7.52M · loan HK$11.28M · min. income ≈ HK$120,680/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$705,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,035
−HK$3,765/mo
▼ 0.25% · 3.875%
HK$61,902
−HK$1,898/mo
Today · 4.125%
HK$63,800
baseline
▲ 0.50% · 4.625%
HK$67,682
+HK$3,882/mo
Deposit HK$5.64M · loan HK$13.16M · min. income ≈ HK$127,600/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$705,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,788
−HK$3,609/mo
▼ 0.25% · 3.875%
HK$68,580
−HK$1,817/mo
Today · 4.125%
HK$70,397
baseline
▲ 0.50% · 4.625%
HK$74,107
+HK$3,710/mo
Deposit HK$5.64M · loan HK$13.16M · min. income ≈ HK$140,794/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$705,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,188
−HK$4,840/mo
▼ 0.25% · 3.875%
HK$79,589
−HK$2,439/mo
Today · 4.125%
HK$82,028
baseline
▲ 0.50% · 4.625%
HK$87,019
+HK$4,991/mo
Deposit HK$1.88M · loan HK$16.93M · min. income ≈ HK$164,056/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$705,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,871
−HK$4,639/mo
▼ 0.25% · 3.875%
HK$88,174
−HK$2,336/mo
Today · 4.125%
HK$90,510
baseline
▲ 0.50% · 4.625%
HK$95,281
+HK$4,771/mo
Deposit HK$1.88M · loan HK$16.93M · min. income ≈ HK$181,020/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$705,220 · Scale 2, in force from 26 Feb 2026)