LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,887
−HK$2,689/mo
▼ 0.25% · 3.875%
HK$44,221
−HK$1,355/mo
Today · 4.125%
HK$45,576
baseline
▲ 0.50% · 4.625%
HK$48,349
+HK$2,773/mo
Deposit HK$9.40M · loan HK$9.40M · min. income ≈ HK$91,152/mo (50% DSR)
Upfront cash ≈ HK$10.11M (deposit + AVD stamp duty HK$705,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,711
−HK$2,578/mo
▼ 0.25% · 3.875%
HK$48,991
−HK$1,298/mo
Today · 4.125%
HK$50,289
baseline
▲ 0.50% · 4.625%
HK$52,939
+HK$2,650/mo
Deposit HK$9.40M · loan HK$9.40M · min. income ≈ HK$100,578/mo (50% DSR)
Upfront cash ≈ HK$10.11M (deposit + AVD stamp duty HK$705,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,464
−HK$3,227/mo
▼ 0.25% · 3.875%
HK$53,065
−HK$1,626/mo
Today · 4.125%
HK$54,691
baseline
▲ 0.50% · 4.625%
HK$58,019
+HK$3,328/mo
Deposit HK$7.52M · loan HK$11.28M · min. income ≈ HK$109,382/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$705,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,253
−HK$3,093/mo
▼ 0.25% · 3.875%
HK$58,789
−HK$1,557/mo
Today · 4.125%
HK$60,346
baseline
▲ 0.50% · 4.625%
HK$63,527
+HK$3,181/mo
Deposit HK$7.52M · loan HK$11.28M · min. income ≈ HK$120,692/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$705,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,041
−HK$3,765/mo
▼ 0.25% · 3.875%
HK$61,909
−HK$1,897/mo
Today · 4.125%
HK$63,806
baseline
▲ 0.50% · 4.625%
HK$67,689
+HK$3,883/mo
Deposit HK$5.64M · loan HK$13.17M · min. income ≈ HK$127,612/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$705,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,795
−HK$3,609/mo
▼ 0.25% · 3.875%
HK$68,587
−HK$1,817/mo
Today · 4.125%
HK$70,404
baseline
▲ 0.50% · 4.625%
HK$74,115
+HK$3,711/mo
Deposit HK$5.64M · loan HK$13.17M · min. income ≈ HK$140,808/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$705,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,196
−HK$4,841/mo
▼ 0.25% · 3.875%
HK$79,597
−HK$2,440/mo
Today · 4.125%
HK$82,037
baseline
▲ 0.50% · 4.625%
HK$87,029
+HK$4,992/mo
Deposit HK$1.88M · loan HK$16.93M · min. income ≈ HK$164,074/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$705,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,880
−HK$4,640/mo
▼ 0.25% · 3.875%
HK$88,183
−HK$2,337/mo
Today · 4.125%
HK$90,520
baseline
▲ 0.50% · 4.625%
HK$95,291
+HK$4,771/mo
Deposit HK$1.88M · loan HK$16.93M · min. income ≈ HK$181,040/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$705,294 · Scale 2, in force from 26 Feb 2026)