LTV · monthly repayment
▼ 0.50% · 3.625%
HK$42,888
−HK$2,689/mo
▼ 0.25% · 3.875%
HK$44,222
−HK$1,355/mo
Today · 4.125%
HK$45,577
baseline
▲ 0.50% · 4.625%
HK$48,350
+HK$2,773/mo
Deposit HK$9.40M · loan HK$9.40M · min. income ≈ HK$91,154/mo (50% DSR)
Upfront cash ≈ HK$10.11M (deposit + AVD stamp duty HK$705,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,712
−HK$2,578/mo
▼ 0.25% · 3.875%
HK$48,992
−HK$1,298/mo
Today · 4.125%
HK$50,290
baseline
▲ 0.50% · 4.625%
HK$52,941
+HK$2,651/mo
Deposit HK$9.40M · loan HK$9.40M · min. income ≈ HK$100,580/mo (50% DSR)
Upfront cash ≈ HK$10.11M (deposit + AVD stamp duty HK$705,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,465
−HK$3,227/mo
▼ 0.25% · 3.875%
HK$53,066
−HK$1,626/mo
Today · 4.125%
HK$54,692
baseline
▲ 0.50% · 4.625%
HK$58,020
+HK$3,328/mo
Deposit HK$7.52M · loan HK$11.28M · min. income ≈ HK$109,384/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$705,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,254
−HK$3,094/mo
▼ 0.25% · 3.875%
HK$58,790
−HK$1,558/mo
Today · 4.125%
HK$60,348
baseline
▲ 0.50% · 4.625%
HK$63,529
+HK$3,181/mo
Deposit HK$7.52M · loan HK$11.28M · min. income ≈ HK$120,696/mo (50% DSR)
Upfront cash ≈ HK$8.23M (deposit + AVD stamp duty HK$705,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,043
−HK$3,765/mo
▼ 0.25% · 3.875%
HK$61,910
−HK$1,898/mo
Today · 4.125%
HK$63,808
baseline
▲ 0.50% · 4.625%
HK$67,690
+HK$3,882/mo
Deposit HK$5.64M · loan HK$13.17M · min. income ≈ HK$127,616/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$705,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,797
−HK$3,609/mo
▼ 0.25% · 3.875%
HK$68,588
−HK$1,818/mo
Today · 4.125%
HK$70,406
baseline
▲ 0.50% · 4.625%
HK$74,117
+HK$3,711/mo
Deposit HK$5.64M · loan HK$13.17M · min. income ≈ HK$140,812/mo (50% DSR)
Upfront cash ≈ HK$6.35M (deposit + AVD stamp duty HK$705,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,198
−HK$4,841/mo
▼ 0.25% · 3.875%
HK$79,599
−HK$2,440/mo
Today · 4.125%
HK$82,039
baseline
▲ 0.50% · 4.625%
HK$87,030
+HK$4,991/mo
Deposit HK$1.88M · loan HK$16.93M · min. income ≈ HK$164,078/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$705,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,881
−HK$4,640/mo
▼ 0.25% · 3.875%
HK$88,185
−HK$2,336/mo
Today · 4.125%
HK$90,521
baseline
▲ 0.50% · 4.625%
HK$95,293
+HK$4,772/mo
Deposit HK$1.88M · loan HK$16.93M · min. income ≈ HK$181,042/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$705,308 · Scale 2, in force from 26 Feb 2026)